Bill Losey
, CFP®, CSA - America's Retirement Strategist®
Official Guide
Retirement & Retirement Planning Expert
Bill Losey Quick Facts
- Main Areas
- Retirement, Investing, Baby Boomers, IRA & 401k Rollovers
- Best Sellers
- Retire in a Weekend!, Retirement Intelligence newsletter
- Career Focus
- Manages Investment Portfolios For Individuals Nationwide
- Affiliation
- National Ethics Bureau, Society of Certified Senior Advisors
Bill Losey, CFP®, CSA, America's Retirement Strategist®, is the the author of Retire in a Weekend! The Baby Boomer's Guide to Making Work Optional, Founder of National Retirement Planning Month, and he publishes Retirement Intelligence®, an award-winning weekly newsletter that reaches thousands of subscribers worldwide. Bill is a highly sought-after advisor, retirement authority, thought-leader, author and TV personality because he makes the complicated and mundane topics of investing and retirement fun! (Wanna good laugh right now? Check out his hilarious baby boomer retirement movie. Please allow 30 seconds for it to load). You can read his full bio here.
Free Articles & Book Excerpts
What Happens To My 401k When I Retire?
http://www.myretirementsuccess.com/files/Whathappenstomy401kmoneywheniretire.pdf
Smart Money Moves For 50-Somethings
http://www.myretirementsuccess.com/files/SmartMoneyMovesFor50-Somethings.pdf
Smart Money Moves For 60-Somethings
http://www.myretirementsuccess.com/files/SmartMoneyMovesFor60Somethings.pdf
Free Audio & Video Samples
Bill Losey Audio & Video Programs
Bill Losey Books
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
***The 2 Biggest Retirement Misconceptions
We’ve all heard about the “new retirement”, the mix of work and play that many of us assume we will have in our lives one day. We do not expect “retirement” to be all leisure. While this is becoming a cultural assumption among baby boomers, it is interesting to see that certain financial assumptions haven’t really changed with the times.
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***Obamacare - Separating Facts From Myths
Confusing doesn’t even begin to describe it. Throughout the very long debate over health care reform, a great deal of misinformation (spurred by presumption or misunderstanding) was circulating. Additionally, many changes and alterations to the proposed law were made along the way. At this point, some of the arguments your friends, neighbors or co-workers continue to debate don’t even factor into the legislation signed by President Obama. So what’s the truth behind the Affordable Health Care for America Act? Q: Will I be forced to change insurance? A: No.
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***Bill Losey: How To Find A Trusted Financial Advisor
Question: My husband and I have made the decision to start working with a financial planner this year. The problem is there are so many to choose from. How do I know who I can trust and who is a good fit for me?
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***5 Retirement Planning Blunders
Retiring from ones job can be a stressful time but it doesn’t have to be. Realize that it’s natural to be nervous, anxious and/or confused when you’re going through a major life change. Your decision to retire is causing you to step outside your comfort zone and is forcing you to make many new decisions and learn new things. Most importantly, remember that you only get one shot at retirement and you don’t want to make any mistakes. So here are some of the more common mistakes people make when retiring and how you can avoid them. 1.
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***Your Retirement Portfolio: The Potential Of The BRIC Nations
Brazil. Russia. India. China. These four nations have some of the fastest-growing economies on earth and are becoming drivers in the world economy. In the coming decades, they may command as much attention as the U.S., Japan and other “heavy hitters” … or more. The future aside, we know one thing about the BRIC nations and other emerging markets: collectively, stocks in these countries have outperformedU.S.
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***Your Stock Market Correction Protection Plan
Question: This stock market is nuts! How am I supposed to protect my IRA and 401k from losing money when I’ve only got three years until I retire? Bonnie, Ohio Answer: A few years before retiring, if possible, you should begin to accumulate an amount of money that's equivalent to 2-5 years worth of cash withdrawals (based upon your expected income needs). This systematic accumulation of cash is done on purpose so that you have a "safe-money" source to pull from when the balance of your investment portfolio and the stock and bond markets may be declining in value.
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***To Roth or Not to Roth?
That is the question being contemplated by millions of American’s and their tax preparers. In case you haven’t heard, beginning January 1, 2010, any investor may convert their traditional IRA to a Roth IRA. Unlike prior years where where there were income limitations, no IRS income limits will apply or stand in the way of the conversion starting in 2010. So why is this a big deal and should you convert?
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***What's In Your Retirement Investment Portfolio?
The stock market is unsettled … and perhaps its fluctuations are unsettling you. It’s a stressful time for the economy and Wall Street, and you may be conce ed about your portfolio given what’s going on with oil prices, the real estate market, and rising unemployment figures. It may be a good time to review how your assets are invested. Is your portfolio balanced? A balanced portfolio may help you ride out stock market turbulence.
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***6 Steps To Get Out Of Debt
Every day, people draw on money they don’t actually have – via credit cards, payday loans, home equity lines of credit, and even their 401(k)s. Many of them end up making minimum payments on these high-interest loans – a sure way to stay indebted forever. If this is your situation, you may be wondering: how do I get out of debt? Let me give you some ideas. 1) Make a budget. “Where does all the money go?” If you are asking that question, here is where you learn the answer. You might find that you’re spending $80 a month on energy drinks, or $100 a week on lousy movies.
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***Losey: Tax Alert - Plan to Take Advantage of 2010
Do you see a warning light flashing? Americans with high net worth and high incomes are preparing for the likelihood of higher taxes in 2011 and subsequent years. High earners are almost certainly going to take the hit if the EGTRRA and JGTRRA cuts fade away at the end of 2010. Here’s a summary of what’s happening – and a look at what might happen. There are some developments you will want to remember, and some tax breaks you might very well want to exploit.
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***Retirement Resolutions for Your 50's & 60's
Question: My husband and I (age 62 and 57) want to make some resolutions to sure up our retirement picture in 2010. Any thoughts you could provide would be greatly appreciated. Bea, Stamford, CT Answer: Bea, here’s a checklist to get you on track in 2010! 1. If you haven’t maxed out your 401k/403b contributions at work, you are eligible to take advantage of what is known as the catch-up provision.
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***Retirement Resolutions for Your 20's, 30's & 40's
Question: In a recent post you had strategies for strengthening your retirement picture for people in their 50’s and 60’s. What about those of us in our 20’s to 40’s? Maxine, Tenafly, NJ Answer: Maxine, I didn’t mean to leave you and the other youngsters out. Here’s a checklist to get you on track in 2010 as well! 1. If you haven't started already, open an IRA and/or fund a 401k.
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Websites & resources
SelfGrowth-published websites, downloads, and contributor profile websites connected to this expert.
Favorite Quotes & Thoughts from Bill Losey
First, I believe that any sound retirement strategy and investment plan must be tailored to and aligned with the specific needs of each client. Therefore, I spend a tremendous amount of time listening in order to fully understand my clients’ objectives. Then and only then, can I help them match their finances with their visions and goals.
Second, I believe any wealth preservation or wealth building strategy must encompass asset allocation and diversification. The plan should provide solutions and peace of mind, and this is what I strive to help my clients achieve.
Finally, I establish business relationships that are based on the highest levels of trust, integrity and service. When people work with me, they can be assured I know that my success is specifically tied to their success. Seeing my private clients succeed is very important to me, and I take this responsibility seriously.
Get answers here to all your FAQs.
Contacting Bill Losey
PROSPECTIVE CLIENT INQUIRIES: Bill invites you to download his FREE 30 page report, “The 10 Biggest Mistakes People Make When Retiring and How to Avoid Them”, here. To schedule a complimentary, no obligation, exploratory meeting with Bill, please call 1-866-786-2521.
MEDIA INQUIRIES: Bill is the consummate broadcast professional. With over 5000 hours of on-air experience, he knows how to handle himself both behind the mic and in front of the camera. Ever flexible, adaptable and accommodating, Bill is used to working under pressure and meeting deadlines. Have a last minute cancellation? Give us a call! Bill's quick-witted sense of humor and relaxed approach makes him easy to interview and memorable to your audience. Call 1-866-786-2521 or visit Bill online.
How to get started
Stop struggling! When your life savings are at stake, you want advice you can trust and someone you can count on. You need a trusted advisor that is objective; an advisor that is not paid more to sell you one product rather than another. You need a relationship with a firm that promises to always put your interest first, a firm with proven experience and the right professional credentials. To determine if and how I can help you, call 1-866-786-2521 today to schedule an exploratory meeting (via phone or in-person). As an alte ative, you can email me here. There is no charge or obligation. I'm Bill Losey and I want to be your trusted advisor.
Other highlights
Do you have questions and conce s about retirement? Learn more about Bill's Advice & Consulting Services.
Have you lost confidence in your investment advisor? Learn more about Bill's Fee-Only Money Management Services.
Want to get your retirement ducks in a row? Learn more about Bill's Retire In A Weekend Retreat.
Retiring? Leaving your job? Learn more about Bill's IRA Rollover Helpline.