Christopher Shaw
Free
Real Estate Expert in Residential and Commercial Real Estate Expert
Christopher Shaw Quick Facts
- Main Areas
- Real Estate
- Career Focus
- Busines Owner
Christopher Shaw is a seasoned Real Estate Investor, with over12 years
of experience and has a passion for working with First Time Homer
Buyers, Mr Shaw has an ambitious goal of helping 1000 new First Timer
Buyers become home owners of the next 36 months. In addition he wants
to leverage each transaction to assist adopt up to 1000 families
through Volunteers of America's Adopt a Family Program.
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Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
To Rent or Buy? That is the Question.
The decision to rent or to buy a home is not as simple as it first appears. As you may already know, buying a home definitely has it’s advantages. However, the answer has more to do with your individual circumstances. For the first time home buyer who may be nervous and unsure whether to take the leap into home ownership you must analyze where you are financially and what your needs are. For example if you: *change jobs frequently. *enjoy changing your scenery every couple of years. *need your costs to be more fixed.
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First Time Buyer: Can Full and Part Time Real Estate Agents Be Equal?
I know that I am going to step on a lot of part time toes, but I must speak on the facts. Would you want a part time obstetrician to deliver your baby? No? Then its highly unlikely that you would want a part time agent when you are buying a home. I know it may sound a little extreme however, let’s take a closer look. Your home is like your child in some ways, you want to love it, maintain it (nurture it) and you will of course be required to pay for it for some years to come.
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First time Buyers: Play House Before You Buy The House
Are you seriously thinking about buying a home, but you’re nervous and unsure as to whether you can comfortably afford it? Then why not “try it before you buy it.” There are two experiments that you can conduct that will let you know if you are financially ready to take on the responsibility of home ownership. You can try adding to your current budget the additional cost it would take to purchase a home. Or you can actually test drive a home by renting one. The Budgetr First estimate how much the additional expenses of living in a new home would be.
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First Time Buyers: Honeymoon or Homeownership?
Ah, love is in the air. That greatly anticipated question has been popped and answered, the invitations have been chosen and the wedding party is set! You are now preparing to embark upon a new life together. The happy couple have many important decisions to make during this time. One very pertinent question is should you start your life together buying a honeymoon or in preparation for buying a new home? Lets see, seven romantic days on the white sand beaches of the Grand Cayman Islands or a possible lifetime on tree lined Mayberry Street? Hmm?
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First Time Buyers: Go Green, Recycle!
You know, it wasn't until I saw an episode of the Oprah Winfrey show conce ing the growing problem of landfills that are full of materials that will never go away, that I realized how extremely important it is to recycle. Unfortunately many things that we use on a daily basis and simply discard ends up in landfills and in our water sources. Those plastic bags we get our groceries in, water bottles we buy, use and discard by the dozens and Styrofoam cups, utensils, plates and containers we get from our favorite restaurants are all detrimental to our environment.
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Top 5 Reasons First Time Home Buyers Should Use FHA 203(k) Loan
I Guess I really can’t say this enough, today’s market is prime and ripe for the first time homebuyer. There is a surplus of homes on the market due to the overwhelming “down pour” of foreclosures. Included in that surplus are a lot of great deals, particularly “fixer uppers”. The FHA 203(k) Rehab loan could prove most advantageous for those who thought that home ownership was out of reach. There are many reasons to utilize this particular loan; however, we thought that we’d give you the top five. 1.
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First Time Home Buyers: Beware of Home Office Hidden Tax Obligations
Working from home definitely has its advantages. There is no commute, the dress attire is comfortable, and you set your own hours. Wonderful! However, just like everything else in life, it also has its draw backs or consequences. Filing taxes for most is already a real pain and for those who file for a home office it really puts your organizational skills to the test. You must maintain meticulous records to take advantage of your allowable deductions such as; rent or mortgage, property taxes, utilities and depreciation for the portion of your home used exclusively for business.
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Seven Ways to Make Home Buying Simple
The home buying process can be very stressful, time consuming and costly especially for those who have not a clue. Today’s market is definitely ripe and ready to devour for the home buyer with low interest rates and the price of homes at an all time low, now is definitely the time to buy. In an attempt to alleviate your stress, save you some time and hopefully some money as well, we have compiled our seven ways to make the home buying process easy hit list. 1. Self Credit Checkr First!
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What Every Home Buyer Should Know About Their Credit!
Your credit score is extremely important in the home buying process. It plays a huge role in how lenders view you as a borrower. Your score helps lenders determine how much of a risk you are, the lower the score the more of a risk they feel you will be to default on the loan. It also determines the interest rate (cost to borrow) and the type of loan you will be able to qualify for. Borrowers with a credit score of 700 and over are typically offered more financing options and better interest rates, and the No Money Down options.
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First Time Buyers: How To Jumpstart Your Credit To Buy A Home
Tis’ the season for gift giving, however, instead of spending all that time, energy and money on stacking gifts under the tree this year, why not try giving yourself the gift that keeps on giving. The 700+ credit score. Your credit history holds a very significant key to your new home. It determines your borrowing power, loan options and the interest you will pay. The higher the score the lower the interest rate which in turn saves you money in monthly payments.
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First Time Buyers: How To Jumpstart Your Credit To Buy A Home
Tis’ the season for gift giving, however, instead of spending all that time, energy and money on stacking gifts under the tree this year, why not try giving yourself the gift that keeps on giving. The 700+ credit score. Your credit history holds a very significant key to your new home. It determines your borrowing power, loan options and the interest you will pay. The higher the score the lower the interest rate which in turn saves you money in monthly payments.
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First time Buyers: Where To Find the Money To Buy A Home
One of the most important things you must do when preparing to purchase a home is assessing your budget. You must be clear on where you are financially. What can you afford in a monthly mortgage? But also realize that your mortgage payment will often include other fees such as loan interest, property taxes, homeowners insurance and in some cases mortgage insurance.
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Favorite Quotes & Thoughts from Christopher Shaw
In Life you do not get out of life what you want, you get out of life what you are!!
Contacting Christopher Shaw
Christopher J Shaw
CEO
My First Michigan Home
16250 Northland Drive Ste 242
Southfield, MI 48075
248-757-0926
How to get started
My First Michigan Home is the brainchild of several successful real estate investors. Myr First Michigan Home understands it all starts with the acquisition of someone’srnfirst house. Ownership is the key ingredient to building long term wealth and realizing the numerous advantages that exist over renting.
Over the past years prices have fallen and a “Buyer’sr Market” now exists. Seasoned investors see a unique opportunity in creating a niche in the Michigan Market which has been greatly under serviced. Personal ownership can start late, but still finish first. Yes, there are companies that work with clients to acquire their first homes but My First Michigan Home has a prospective that distinguishes itself from all of the others. This real estate corporation has interviewed hundreds of first time buyers to substantiate what if anything can be done tornmake the buying process better.
After carefully listening to all the ideas both good and not so good this is what has been incorporated for the ultimate Home Buyingr Program. My First Michigan Home offers a perks package which assists the first time buyer with the transition from renter to home owner. Our packages include: Closing Cost Assistance, Furniture Shopping Sprees, and everybody’s personal favorite, the “Relax andr Let Us Move You” package.
This is just a sample of what is obtainable by working withr My First Michigan Home. Our knowledgeable representatives conduct monthly educational seminars keeping the buyer abreast of all changes in the market. Our goal is to tu 1,000 Metro-Detroit renters into home owners over the next 36 months. In addition tornconducting seminars and providing timely newsletters My First Michigan Home isrncommitted to giving back to the community. In partnering with Volunteers of America, additional donations will be made to their “Adopt a Family Program” at the close of every deal. There is an ambitious goal of adopting 1,000rnfamilies in the metro Detroit area with a concentration on Volunteer of America’s new “Back Pack for Kidsr Program. Drop boxes will be provided during all seminars to collect items for Volunteer of America events and programs.
If you would like more information about this topic, or tornschedule an appointment with a My First Home Representative please contactr Christopher Shaw at 248-569-1486, or email: www.MyFirstmichiganhome.@gmail.com.