P. Christopher Music

MBA, RFC, CWPP, CAPP

Free

P. Christopher Music

P. Christopher Music Quick Facts

Main Areas
Econologics, Personal Financial Expert
Career Focus
Author, Speaker, Financial Advisor
Affiliation
Wealth Advisory Associates

A public biography is not available yet.

Articles by this expert

SelfGrowth articles and saved writing connected to this expert.

20 total
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How to Control Your Assets through an Effective Estate Plan What is estate planning? It is planning (setting out a series of steps beforehand to accomplish a particular objective) your estate (the titling, control, and eventual transfer of all of your stuff to others). Estate planning is done by working out how your affairs will be handled when and if certain events occur such as disability, incapacitation or death. This is done by working out a plan and implementing it through various legal documents and processes. 1) To begin, one must have an updated last will and testam

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1. Income Planning — Creating and implementing a plan to increase the gross income of the practice and the household to accomplish the clients’ goals and purposes. This must be done first since financial planning cannot be done if no money is made in the first place. 2. Policies and Procedures — Creating and Implementing policies and procedures for the management of financial matters in the household to ensure that the household net worth increases.

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2 Financial Planning Strategies to help protect your assets Would you like more control of your finances? The first thing you'd need to do is to actually create a plan. And then, you need to keep your goals and purposes in mind as you invest. But that's just the beginning. Read on for two more of the six key elements you need to deal with before you can be assured you've covered the basics. These two keys are absolutely essential, yet many people are reluctant to deal with them because doing so makes them uncomfortable.

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Having “the stomach for investing” can tell you whether you’ll win…or loser By Christopher Music Are you REALLY a stock market investor? When people learn that I’m a financial planner, I’m always asked the same basic questions: “What do you think of the market? What do you recommend?” It seems that people want to have some insight as to how to profitably invest in investments such as mutual funds or stocks.

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Why put yourself in a position where you are affected by the roller coaster of market volatility? By Christopher Music With all the volatility of the stock market, have you ever wondered what alte atives are there to the stock market? One alte ative to investing in the stock market, especially during times of exceptional volatility is in a Fixed Index Annuity (FIA), a hybrid between a fixed and variable annuity, for long-term growth. What is an annuity?

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Understanding the term is more important than ever in today’s economy By Christopher Music “Financial planning” is a term that has been widely used over the last couple of decades to attempt to explain the activities of investment, insurance and tax professionals. While it has been used more and more by these professionals for marketing purposes, the term is largely misunderstood by the public because the activities to which the name is applied vary as much as the entire financial industry.

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Good debt, bad debt - is there a difference? By Christopher Music Do we really need debt? Is debt actually something that is part and parcel of our economic existence? Let’s take a look at what debt really is. It’s defined as one owing something to another or the condition of owing. Why do we get into a condition that we owe someone else money? It is terrifyingly simple. We spent more than we earned. Money is earned by delivering a valuable product or service in which someone has given you something valuable in return.

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Understanding Life Insurance Terms and Concepts By Christopher Music The subject of life insurance is often confusing to the lay person. It’s something that most of us need at some point in our lives, but it isn’t something that is as interesting as our favorite hobby. Therefore, there are tons of opinions about if one should have it and if so, what variety should be purchased. Why do we need life insurance anyway? From a strictly financial viewpoint, your life has economic value.

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Know the laws of investing and quit following the herd into financial destructio By Christopher Music Do you know the irrefutable laws in investing? This is not an article on different investment strategies, but rather more fundamental laws related to the subject of investing. Investors can be counted upon to make the same mistakes again and again.

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The way to prosperity is to run your household like a company By Christopher Music Where does the lack of control start regarding finances begin? Closer to home than you might think! One of the biggest errors in the field of personal finance is the lack of a position within the household “company” who is ultimately responsible for the economic condition of the group. This is the Household Chief Financial Officer (HCFO). The household as a group has agreed-upon goals and objectives related to financial matters.

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Common Sense Rules to Keep Your Hard-Ea ed Money By P. Christopher Music Do you know the tale-tell characteristics that indicate “investment scam?” Over the course of the last two decades in the financial industry, I have had good fortune, and yes, bad fortune in learning about the realities of investments. When I speak with investors, it’s not uncommon for some people to insist on certain delusions they have accumulated regarding the subject.

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How to Get the Most Value from Your Homer By P. Christopher Music Many people view their home as their largest asset. Thousands and thousands of dollars are spent each year by the average homeowner to renovate and maintain a home to provide a comfortable place to live.

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