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Here are the best articles in Mortgage and Home Financing right now.
What Your Condos Home Owners Association Board Should Know Before They Says "No" To FHA Approval
On February 1st of 2010 the entire game changed with regards to obtaining FHA insured loans for condominiums. No longer could a seller get "Spot" (single unit) approval when they tried to sell their condo. Now the entire complex has to be approved and under much more stringent regulations to boot.
A Brief Description the Basic Types of Mortgage Loans
Conventional Mortgage - This mortgage, which is also known as a fixed-rate mortgage, is the one that is thought of when most people think about buying a home. These types of mortgages can run from 10 years to as much as 50 years, in some cases. They are completely amortized, or paid in full, at the end of the contract ...
Mortgage Foreclosure Crises: Causes, Effects & Justifications Unanswered
Over the last two years there were many questions asked about what caused the mortgage meltdown and subsequent foreclosure crises. There was plenty of speculation to go around as well as a lot of blame and finger pointing towards certain groups of home buyers who supposedly bought homes they couldn't afford; towards the FHA which supposedly encouraged unqualified people to buy homes; and towards mortgage brokers and some mortgage lenders who supposedly originated bad loans.