Andrew Sellar
BA (hons) MOJ Regulated
Free
Consumer Advice Expert
Andrew Sellar Quick Facts
- Main Areas
- Payday Loan Tricks and LoopholesT
- Best Sellers
- www.cantpaypaydayloan.co.uk
- Career Focus
- Author, Speaker
- Affiliation
- cant pay payday loans
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
How to Stop Debt Collectors calling you !
If you are in debt and owe money, you are probably having a few problems with Debt Collectors calling you. Now Debt Collectors love to call at all hours, first thing in the morning, last thing at night and text you in between. The problem, is that this is harassment and it harms individuals, causes stress, anxiety and in some cases, drives people to depression. Debt collection in the Uk is big business. 20m cases, a total of ï¿¡12.7bn were covered by debt collectors in the Uk.
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Debt Collection Agencies – How to beat them in 1hr
If you have unfortunately been in debt and had your debts sold to a debt collection agency, you will have no doubt been under stress and been bullied for what is now an epidemic in the UK debt industry. Buying in bulk debts from banks and other institutions for a small percentage and chasing you for more than the original debt plus charges. An almost unregulated industry of sharks that rely on underhand tactics to make profit, in some cases chasing you for debt many years old or debt you don’t even have.
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Get out of Debt in 5 days! – Emergency Loopholes and Tricks
This is to be used if your caught in a debt cycle. Every month paying off more than you earn. It is not for everyone, but it will change your life, in as much as the calls, letters, sleepless nights and depression will end.
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How to Stop a Bailiff in 1 Hour!
There seems to be an explosion at the moment in new bailiff companies cropping up and more importantly, cases of serious harassment to members of the public by them. Now although the majority of people have ideas of bailiffs as large bouncer types, turning up on your doorstop at 5am and being allowed to take all your possessions away after kicking the door down, this is simply not true. Bailiffs, have no right to enforce anything.
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Debt Collection Agencies – The secrets you dont want to know!
If at any time you have had debts that you have not paid, then unfortunately you may have been victim to some of the sleaziest collection tactics used by UK debt collectors today. A simple fact in today’s climate, debt collectors have got a lot more aggressive and in many documented cases, clearly breached the law in bullying and pressurising the vulnerable.
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Article
Reclaim £’s in Council Tax – In Just 10mins
How? This goes back to the New Tory council tax system from 1991 where they needed every house to be put in a valuation band. Problem was the limited time, they had to complete such a task, so the government recruited local help including estate agents. This in turn created the inevitable. A complete hash of the valuation structure, with houses in the same street being in different bands, even though both were priced equally. How much can I get back?
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Shops – What to do when a Company goes Bust
In this testing period for our economy, we are hearing more and more horror stories of businesses taking your money and subsequently going bust. From the wedding day present organiser to online fashion retailers. However, how can you protect yourself and what do you do if this ever affects yourself? Protect Yourself Pay for goods that cost over £100 but not more than £30,000 using a credit card and you will be covered by section 75 of the Consumer Credit Act 1974 Make sure that the period between paying for the goods and you receiving them is as short as possible
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Favorite Quotes & Thoughts from Andrew Sellar
Show me a problem and Ill show you a solution