David Vogelsang
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David Vogelsang Quick Facts
After being frustrated over the years with all of the negative financial news, all of the differing financial opinions and all of the overly complex financial advice, David Vogelsang’ s life was transformed when he met a mentor who taught him the fundamentals of the “Money Game”, the importance of self-development as well as the importance of helping others. In David’s blog, Spreading Financial Confidence … One Post at a Time he shares on a weekly basis many of the important lessons he’s learned from his mentor, as well as any relevant and interesting information found while researching topics or from the many books and resources he’s read. Hopefully during these turbulent and doom-and-gloom times you can turn to David’s easy to understand writings to get positive and helpful information on the topics of financial literacy and personal development that will help you succeed, not only with your finances, but in life.
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The Perfect Graduation Gift - The Gift of Time
Recently I attended a graduation party for a neighborhood friend. My usual gift for a graduate would be to get them a graduation card, include an amount of money, write an inspirational closing like "Good Luck!" and then sign my name. I decided to do something a little bit different this time by actually offering him some guidance instead of just wishing him good luck and sending him on his way to figure it out on his own.
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A Skill That You Should Add to Your Financial Toolkit
Recently, I was in the market for a new water softener. I made a call to a local company that I got out of the telephone book and proceeded to get all of the informatio I would need to discuss with my wife, so that we could jointly make an informed decision. Honestly, all I really wanted to know was “How long is it going to take to install?” and “How much is it going to cost me? “ Quickly, I got the informatio I needed -- it would take a full day to install and it will cost me $2895.00.
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Pay Yourself First and Get Your Life in Order
You might have noticed that money comes directly out of your paycheck before you even receive it, at least in the United States. The government understands the concept of “Pay Yourself First” (or paying itself first), by taking out taxes before you get your hands on your income. However, this concept can also be used to your benefit, by applying it to saving money.
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