Jemma Tipling
Jemma Tipling Quick Facts
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
Fat Tax For Life Insurance
A new “fat tax” is being introduced by insurers to punish the obese. The cost of seriously overweight customers will be up to 50% higher when taking out new life insurance policies, the threshold at which the higher rate begins is also going to be lowered.nnA new “fat tax” is being introduced by insurers to punish the obese. The cost of seriously overweight customers will be up to 50% higher when taking out new life insurance policies, the threshold at
May 4, 2008
Article
Fsa Calls For More Regulation Of Comparison Sites
The recent popularity of price comparison sites has led to a city watchdog planning to review the regulation of these sites, particularly insurance comparison sites to ensure consumers are not buying products that are unsuitable for their needs.nnThe recent popularity of price comparison sites has led to a city watchdog planning to review the regulation of these sites, particularly insurance comparison sites to ensure consumers are not buying products that are unsuitable for
May 4, 2008
Article
Rising Home Insurance Premiums
There have been many predictions of rises in home insurance premiums after the disasters seen during last summer’s flooding, and the money insurers had to pay out. Property owners were expected to face higher premiums throughout 2008 after the widespread floods of last summer cost insurers so much. These predictions have been challenged by new research from Datamonitor, an independent market analyst.nn£300 million was paid out by home insurers in flood claims last
May 3, 2008
Article
Protect Your Love On Valentine's Day
According to Paypal Brits will spend over £1.6 billion on their loved ones this Valentine’s Day. Direct Line has predicted that £467 million of this total figure will be spent on expensive jewellery, the lucky recipients should make sure they are covered for these purchases.nnThe easiest way to be covered for expensive items of jewellery and other gifts you might be lucky enough to receive, is through your home insurance policy. Each individual, according to P
May 3, 2008
Article
No Win No Fee Culture Does Not Always Fit
No win no fee has been a wonderful breakthrough to offer justice to many people who could otherwise not afford legal representation. However it is also still a hugely risky proposition for both parties and the nature of the British legal system can often add to this. nnBritain has founded our legal system on a very different set of rules to most other parts of the world. Most of our law is founded on common law with additions made through precidents, either principly through
May 1, 2008
Article
Students Call For Better Loan Administration
Struggling graduates are claiming that uncompetitive student loan arrangments have contributed to a flawed system that shortchanges students. nnWelsh students, represented by the National Union of Students in Wales, believe that they have overpaid loan repayments due to the pay-as-you-earn system in place to collect the debt. In some cases they have even started paying them back before they earn enough. nnBen Gray, president of the Welsh NUS, in a BBC interview said: "What we
May 1, 2008
Article
Loan Sharks Waiting For Those Who Fall Overboard With Loan Repayments
Doorstep lenders and loan sharks are moving into the space vacated by Britain's high street banks, whose tightening or exemptive credit terms are leaving millions of people without access to mainstream finance. nnDebt campaigners have seen thousands of clients forced to borrow at extortionate interest rates because they have had their credit cards cut off or have been refused loans as the country's biggest banks react to the global credit crunch. nnBanks have scrapped 125 per
May 1, 2008
Article
How To Cut Down Your Pemiums In A High Risk Profession
Recent surveys from insurance groups such as Endsleigh, have found that drivers who are involved in the medical profession are more accident-prone and therefore considered to be high-risk drivers. Doctors and surgeons, as well as accountants and life guards are also more likely to be involved in an accident and pay more for their car insurance premiums. nnOther professions that are considered to be high risk on the road include professional sportsman, entertainers and journal
May 1, 2008
Article
Bike Insurance 2-Police On Cyclists
Police are starting to crack down on motorcyclists who refuse to insure their machines. Kent Police are piloting a scheme to work with local communities to report un-insured bikers. Already the scheme has been a success with over 30 riders reprimanded for not having appropriate insurance. If the riders are stopped again within the next 12 months, the vehicle will be seized. nnThe scheme is being considered by other forces, which are fed up with bikers flouting the law. Often,
May 1, 2008
Article
Buy-To-Let Landlords Cash In On Mortgage Shortfall
It is a great time to be a player in the buy-to-let market, what with the shortage of new housing and the increase in the population of the UK breaking the 70 million barrier by 2031, it would seem there is no end to the shortage of demand. nnThe Government continues to expand higher education, requiring greater numbers of student accommodation and The Olympics of 2012 will also contribute to the surge in the demand for short-term property. A recent survey carried out by the
May 1, 2008
Article
Maximise Your Chances Of A Good Loan Deal
If you are applying for a loan, you can maximise you chances of getting the best loan deal by ensuring that you are in the best possible financial condition to lend money to. nnAs lenders are getting warier of loaning money due to the increased risk of defaults, thanks to the biting credit crunch, it is important that you begin to look like someone the lenders would want to lend to. Of course, if you have court judgments outstanding there's not a lot you can do retrospectivel
May 1, 2008
Article
Potholes Cause Expense For Government And Drivers
Motorcycle riders could see themselves having to pay out for damages that are caused by problems with the roads, such as potholes or bumps.nnTyreSafe cited the AA’s research as showing that there was £320 million in damages to vehicles throughout 2006, the company also revealed that there was a 42% increase in pothole-related accidents during the last 10 years in England.nnThis has not only affected car and van insurance but also bike insurance, more claims have be
May 1, 2008