Jesse Smith
Free
Insurance Expert

Jesse Smith Quick Facts
- Main Areas
- Insurance
- Career Focus
- Author
I’m a retired insurance broker. I was a broker for 25 years and sold all the different types. My specialty was the automobile insurance industry, but also property and casualty insurance. My goal is to make the subject of car insurance more comprehensible to the average auto insurance policyholder.
Auto Insurance 101
- Auto Insurance Statistics, 2001 - 2010
- Auto Insurance Basics
- Vehicle Insurance (types of coverages explained)
- CA Department of Insurance
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
Auto Insurance Needs A Tort Reform?
Actuaries predict that each person living in the United States will be involved in three traffic accidents in his lifetime. Year after year, most of these potential victims will purchase automobile insurance.
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Article
Why Do You Need Disability Coverage
While most people are familiar with the concept and need for life insurance, few take the time to investigate coverage for disability. Yet the facts show that if you are under retirement age, disability for an extended period of time is far likelier than death.
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Article
Why is Auto Insurance Mandatory?
The compulsory automobile insurance issue, like many others, has been complicated and made more difficult of settlement by the antagonism which exists between the private interests involved and the public which is seeking a satisfactory remedy for a seriously unhealthy social situation.
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Article
The Young Drivers - How to Get the Lower Insurance Rates
The non-principal operator classification, multi-car discount, operator training discount, and good student credit tend to be the heart of obtaining a very affordable premium for the young operator. To begin with, if you live at home and your parents allow you to be added to their policy, you can terminate your existing insurance and have your classification adjusted from a principal driver to a non-principal driver.
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Article
How to Avoid Premium Surcharges and Bate Hike Penalties
Unfortunately, not everyone is a perfect driver. Someday you may find yourself causing or contributing to an accident.
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