John Martin
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Article
Supplemental Insurance: Getting your Fix Outside the Box
Health insurance must take into account the big picture. It does not only provide protective coverage in case of accident, but also covers you on a day to day basis, coming to your rescue when health issues arise. Because public insurance plans provide partial benefit, or none at all, for “extended” services and treatments such as vision and dental care, massage therapy, chiropractic treatments, and alte ative medicine, many invest in supplemental insurance. Those who choose
September 30, 2012
Article
How Anticipating Future Problems With Powerful Estate Planning Documents Can Save You Time and Money
In the world of estate planning, the best offense to changes in the law and life circumstances is usually a good defense. Rather than running to court or the drafting attorney each time a crisis occurs, estate plans can be drafted âdefensively,â such that several escape hatches or other planning options spring into existence whenever necessary. This article discusses several areas where such defensive strategies can be effectively integrated into the estate plan. Unantici
June 28, 2012
Article
Canadian Online Pharmacy Drugs: Your Questions Answered
The US has a law that makes purchasing controlled substances abroad illegal. However, the regulation only includes pharmacies that provide these substances in face-to-face appointments. Online pharmacy drugs do not fall in this category. As a result, Canada has dozens of online pharmacies that sell prescription drugs to customers abroad, including those in the US. The FDA also works with the Canadian/US Border Control to check packages shipped from Canadian online pharmacies
May 31, 2012
Article
Your Prescription for Health: Provincial Drug Insurance Options
Canadians are privileged to have access to universal health care coverage - from annual physical check-ups to emergency medical services, and more. Provincial health plans include coverage for medications you require while you are hospitalized; however, prescription drugs needed outside of an inpatient care setting are not covered. In order to assist Canadians with the cost of their prescription drugs, each province has a variety of drug insurance program options available t
February 29, 2012
Article
Senior Health Insurance - Where did it go?
Once you retire and no longer receive the benefits of a group insurance plan from your employer it cannot be stressed enough how important senior health insurance is. At one time seniors were able to rely on government help for health conce s that become almost mandatory as a person ages. Medical services such as eye exams, dental care, prescriptions, hospital care and ambulance transport are no longer all available without charges based on provincial medical insurance. Alth
February 29, 2012
Article
A Changing Industry: All about Family Insurance in Canada
Comprehensive family insurance in Canada today is a million dollar industry that encompasses a large number of private and public insurance companies. These companies cover families for the many potential risks that often leave people in a financial bind, including mandatory coverage such as car insurance, and other coverage such as health, home and life insurance. Canadian families have many options when it comes to protecting themselves against life’s unexpected dire conse
February 29, 2012
Article
How Titling Property can affect your Estate Plan
The myriad options presented to homebuyers when titling real estate have significant tax, asset protection, and estate planning consequences. Failing to consider these issues often results in unanticipated taxes, liability, fees, and headaches. This article discusses a variety of potential pitfalls that should be considered when purchasing or re-titling property. First Pitfall: Failure to plan for Probate The way homebuyers title real estate determines whether a probate will
May 28, 2010
Article
Estate Planning for International Clients: Three Traps for the Unwary
Estate Planning for International Clients: Three Traps for the Unwary International clients living in the United States face a number of Estate Planning challenges. For the unwary, a lack of planning can lead to disaster. Imagine, for instance, the shock of a British citizen working at a Silicon Valley startup when he learns that only $60,000 of his estate will be shielded from estate tax. In this article, the author discusses three traps for the unwary expatriate who passes
August 4, 2009
Article
Estate Planning for Pets and Domesticated Animals
Companionship animals play an important role in the lives of humans. Cats keep us company on the couch. Dogs play Frisbee with us at the park. Pets can even prolong a personâs life, lowering the risk of heart attack and rates of depression. Despite these beneficial effects in the lives of humans, more than 500,000 pets are euthanized in animal shelters throughout the United States annually because of the death or disability of the owner. How can pet owners prevent such a di
June 5, 2009
Article
Three Lessons on Durable Powers of Attorney
Durable Powers of attorney are an essential ingredient in a complete estate plan, which allow for continued financial management in the event of incapacity. Under a durable power of attorney, an attorney in fact makes financial decisions on behalf of the principal. The attorney in fact can be given broad and sweeping powers. Conversely, powers granted by a durable power of attorney can be limited to particular assets or powers. Accordingly, the level of control given to the a
May 5, 2009
Websites & resources
SelfGrowth-published websites, downloads, and contributor profile websites connected to this expert.
Website
Family Medical Insurance
Discusses provincial health insurance coverage and the benefits of investing in supplemental insurance when choosing a family medical insurance plan.
April 3, 2012
Website
Family Medical Insurance Basics for Canadians
Discusses provincial health insurance coverage and the benefits of investing in supplemental insurance when choosing a family medical insurance plan.
February 1, 2012
Website
The Law Offices of John C. Martin
Estate planning and business attorney in California. Website features articles and information on business successions, planning your legacy, and launching your business.
January 28, 2009