John Vine
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Essential Financial Information Made Simple to Understand Expert
John Vine Quick Facts
After over 30 years as a personal finance professional, I find that people still ask the same or similar questions to those I heard early on in my career.
While there are many sources of sophisticated financial knowledge, most experts and journalists seem to expect their jargon to be understood.
I pride myself on explaining necessary ideas and concepts in language which can be easily understood by anyone.
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Debit Cards - How They Differ From Credit Cards
The plastic cards in your wallet all look very similar. It is important to know exactly how the different types of cards work, along with their advantages and disadvantages.
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When Do You Plan to Retire?
When do you plan to retire and what does retirement mean to you? Ask these questions to a number of people and you will receive many different answers. The one thing these answers are likely to have in common, is the wish to have the means (enough money) to decide how to divide one's time between paid work and leisure. I believe that very few of us would claim that what they really want to do is to continue exchanging their time for money (working), throughout old age, to simply afford to survive.
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What Are Pension Annuities All About?
When researching about planning for retirement, we find that there is a lot of jargon used by financial advisers and journalists. This sometimes means that when we try to gain the knowledge we need, there has to be a specialist dictionary at hand. There is no real need for complication, so let us look at annuities.
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Family, Friends and Borrowing Money
Shakespeare warned that loaning money to a friend could be a good way to lose both money and a friend. What do you do when a relative or friend asks you for money, or you want to borrow money from them? Age-old advice says to tread lightly and be aware of both legal issues and potential hurt feelings.
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Toddler Behavior - What Effects Can Diet Have?
When a child misbehaves, perhaps spectacularly so, the first priority is to regain control. This would apply particularly if it is in a public place, such as in the supermarket. One might actually have to consider 'giving in', if removing them to somewhere private is just not practical. If such a course of action is necessary, then it is vital to make sure that it is a temporary solution and try to ensure that it does not become a regular occurrence.
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Overdrafts - When and How Should You Use Them?
One of the first chances you get to borrow money from your bank might be in the form of an overdraft facility. This can be a very useful method to see you through a short term need for immediate cash.
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How To Start Dealing With Debts
You have made an excellent start you have decided to look for ways to help yourself out of this situation. Facing the fact that you have a debt problem is one of the most difficult things some people ever have to face. So well done! Now let's start dealing with the debt. The very first thing you need to do is work out exactly how big the problem is. I am sure you know roughly you owe $..., or £, but that is not good enough. For your efforts dealing with debt to succeed you need to know exactly where you stand with all the people you owe money to. So here is my first tip-r
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Not Really A Secret - Laws Of Life Explained By A Leprechaun
The Irish have always had a special feeling and place for the Leprechaun. It has long been believed that they knew the secret to success in everything. In his inspiring yet slim volume, the author has dipped into the ancient Irish folklore, sayings, and blessings, to give us a clear path to discovering our own pot of gold. Having a 'Leprechaun In Your Pocket' could be the way to finding the treasure chest of secrets at the end of the rainbow.
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