Ken Gibert
J.D.
Free
Everything you need to defend yourself from the debt collectors Expert

Ken Gibert Quick Facts
- Main Areas
- Debt law self-help defense
- Best Sellers
- Debt Litigation Manual and Forms, Motion for Summary Judgment Defense Pack, Motion to Compel Pack
- Career Focus
- Author and resource
I practiced law for over fifteen years in St. Louis, Missouri before stopping practice and shifting my efforts to my website, http://YourLegalLegUp.com. While practicing, I represented hundreds of clients in consumer law cases and won numerous awards of monetary compensation, damages and punitive damages, credit reparation, and release from contract. I was also able to put a number of unscrupulous businesses out of the business of defrauding consumers and saved thousands of potential victims from the schemes.
My practice ultimately shifted towards consumer debt litigation and third-party debt cases because so many thousands of the cases were being filed - just in St. Louis - where people were defaulting for lack of representation. Eventually I came to the conclusions that many citizens didn't know their rights and couldn't afford an atto ey, but that they could effectively represent themselves against the debt collectors if they had a little help. Therefore, I created YourLegalLegUp.com, the YourLegalLegUp Litigation Manual and Forms, and other information available at my site as a part of my campaign to empower regular people to defend themselves and protect their financial future.
As you will see, the website contains a great deal of information, much of it free, to help people understand their situation and begin to defend themselves from debt collectors. I have also posted extensive videos and articles on the subject.
Free Audio & Video Samples
Sued for Debt - Why Your Chance to Win is So Good
http://www.youtube.com/watch?v=zT60kiHn8G8
Requiring Debt Collectors to Verify the Debt - How and Why
http://www.youtube.com/watch?v=iqW7Jyfksic
Beating the Debt Collector by Taking Charge
http://www.youtube.com/watch?v=RSuSo3uI8AI
Developing Uncommon Common Sense in Debt Defense e-course
https://yourlegallegup.com/pages/Ten_Tips_for_Self_Defense
Seven Steps to Take if You're Sued for Debt - free informational series
https://yourlegallegup.com/pages/seven_steps_when_sued_for_debt
Ken Gibert Audio & Video Programs
Ken Gibert Books
YourLegalLegUp Litigation Bundle
https://www.yourlegallegup.com/pages/litigation_bundle
YourLegalLegUp Gold Membership
http://yourlegallegup.com/pages/gottagogold
Special Issues in Debt Litigation - A Shortcut to Experience
https://www.yourlegallegup.com/pages/yllu_products/yllu_special_issues?previous_url_id=0
Defense of Motions Packs
https://www.yourlegallegup.com/pages/yllu_all_product_view_online_catalog/yllu_catalog_motion_packs_products?previous_url_id=0
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
The Fair Debt Collection Practices Act (FDCPA) - Consumers Have Rights
The Fair Debt Collection Practices Act The Fair Debt Collection Practices Act (FDCPA) was enacted to put an end to some of the worst practices of the debt collection industry. It's been a very good law, but the debt collectors are still doing many of the things the law was designed to present. You may be able to sue them or prevent them from suing you.. The Debt Collection Industry
Recently added
Article
Estimating Risk and What Your Case is Worth to the Debt Collector in Debt Litigation Cases
Risk and value are two sides of the same coin in litigation. Having a firm understanding of what the debt collector thinks its risking when it goes after you versus what it thinks it can get will allow you to change that equation so the debt collector decides to drop the case against you and go after someone else. Risk
Recently added
Article
What You Need to Know about Debt Reduction Plans
Most debt reduction plans play a sort of “chicken” with your creditors. The way they work is that, when your situation becomes really dire, you stop paying as many bills as you can and start saving a pot of money that you will eventually use to pay all of them off at the same time. When you have saved enough, and when your creditors have become desperate enough, you negotiate to make them go away. It sounds like a plan that might work – and it often does.
Recently added
Article
How the Fair Debt Collection Practices Act Works as a Shield to Protect and Sword to Attack Debt Collectors
I have sometimes spoken of the Fair Debt Collection Practices Act (FDCPA) as both a “shield” and a “sword” - a fairly common legal metaphor for a law which has both offensive and defensive capabilities. Let's consider a few of those capabilities in this article. FDCPA as a shield
Recently added
Contacting Ken Gibert
The best way to reach me is by email at, info@yourlegallegup.com. There is also a contact form available on my website. My phone number is 314-941-2331, but remember that I cannot give you legal advice.
How to get started
The best way to get started learning how to defend yourself from the debt collectors is to go to my website, YourLegalLegUp, and find an article that talks about whatever your situation is. There's a "site search" box that will help you find the specific materials you need, or go to either the article or video directory.