Michael Rasco

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Articles by this expert

SelfGrowth articles and saved writing connected to this expert.

9 total
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A "debt snowball" is a credit card debt management system that increases its momentum over time. That means that your results might seem small in the beginning, but you will take bigger and bigger chunks out of your debt as time goes on. It is a very effective way to eliminate credit card debt, but, as with any tool, you must learn to use it correctly to achieve maximum benefit. Here are three tips that are guaranteed to get your debt snowball rolling faster. n Tip #1) Point

January 31, 2008

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Although more people discover the power of article marketing every day, many fail to learn some simple techniques to optimize their writing and maximize the effectiveness of their article marketing campaigns. The following paragraphs will reveal six critical mistakes that must be avoided if you want to reap the full fruits of your article writing efforts. n The first three mistakes fall within the category of "Guideline Awareness." The rule of thumb is to be familiar with the

January 20, 2008

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If you have a question about a particular topic, would you rather ask an agent, a representative, an associate, or an expert? Most people who visit your website or business will answer, "Expert." Unfortunately, most internet marketers need to be an expert in many different areas. How can one become an expert on multiple topics without enrolling in countless classes and studying for years? Surround yourself with the best resources you can find. The best in any profession have

December 17, 2007

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Credit card negotiation is something that the average credit card holder can and should do on a regular basis. Sure, there are numerous financial planners, tax lawyers, and debt consolidation companies that will gladly handle the negotiations for you; but if the idea is to put yourself in a better financial position, why would you pay someone to do what you can do yourself? This article explains how credit card companies make their money, why they are willing to negotiate, wh

December 8, 2007

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Article marketing is a critical part of any successful internet business plan. It is an amazingly effective way to get traffic-building backlinks and a reputation as a reliable source of knowledge. Remember that good businesses are built on sound fundamentals. Article marketing fundamentals are like the parts of a house; you must have a foundation, a frame, walls, and then, if you like, trim and decoration. Follow this blueprint and you will become a successful article market

December 2, 2007

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Credit card debt is a burden that weighs heavily on millions of people. Although the situation may feel desperate sometimes, it is important to stay focused on your long-term goals. You must not let raw emotion carry the day; your future is at stake. Many strategies and services are available to help people struggling with credit card debt, and it is important to use logic and reason, rather than emotion, when deciding among them. Choosing a strategy that does not suit your p

November 22, 2007

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Anyone who desires a brighter financial future must make sure to live in the financial present. This requires the creation of, and adherence to, a budget. This simple yet critical step to financial freedom is often ignored. Many people feel it is overly complicated; or they believe themselves thrifty enough that creating a working budget is unnecessary. The fact is that very few of us do not need improvement with financial planning; most of us would be surprised - even shocke

October 27, 2007

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A person's credit score , often referred to as their "FICO" score, is an important tool that lenders use to help determine the creditworthiness of a potential borrower. If you want to make a large purchase, such as a house, for which you will need financing, you want your score to be as high as possible. To understand how to improve your overall credit rating, it is imperative you understand what factors influence your FICO score. n Payment History n Do you pay your bills on

October 15, 2007

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Credit card debt is an unbearably heavy burden borne by millions of Americans. The pain of this burden is often exacerbated by bed spending habits and poor money management. Twenty-three percent of Americans admitted that they had maxed out a credit card at some point in their lives. Thirteen percent said they had been at least thirty days late paying credit card bills. Considering this, it should be no surprise that, in that same year, credit card companies took in over $43

October 1, 2007