Spencer Ray
Spencer Ray Quick Facts
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
Bad Credit Repair
Are you looking for bad credit repair help? This article was written for you with a focus on revealing the credit repair secret that will improve your FICO credit score.nnBad credit repair does not necessarily have to be a difficult process; although you do have to be dedicated to the credit repair process. The real credit repair secret is that it takes time and effort to repair the worst of credit scores. However, do not get discouraged about your bad credit score; there are
November 13, 2008
Article
Wells Fargo Collections
Do you have a collection account with Wells Fargo collections? Here is what you need to know to get a charge off with Wells Fargo or a late payment with Wells Fargo removed.nnFirst, Wells Fargo is like any other institution in that they are simply trying to collect the money that they may have lent to you. So, if you have received a collection letter from Wells Fargo, or you have received a telephone call from a Wells Fargo collection officer; you can be assured that this neg
November 13, 2008
Article
Credit Repair In 5 Steps
Credit Repair does not have to be difficult. In fact, the "how to's" of credit repair are actually quite simple, its the implementation of these steps that can become difficult when seeking to improve your credit score. However, today I will share with you the 5 Steps to follow to repair your own credit and improve that credit score.nnFirst, in order to repair your credit, you need to know what is keeping it from being higher than it could be! You need to review your credit r
November 7, 2008
Article
How To Assess Your Net Worth
Before you can become wealthy, you must first assess your current financial situation. n n Understanding your current financial situation will give you a starting point to develop a personal financial plan for your future. To determine your financial situation (financial health), you will need to calculate your current monthly budget (and determine how your spending habits relate to that budget) and then you will need to calculate your current Net Worth. n n These two measure
December 7, 2007
Websites & resources
SelfGrowth-published websites, downloads, and contributor profile websites connected to this expert.