Theresa David
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Is Avoiding Credit the Answer to Credit Repair?
After going through a tough financial time, you might think its wise to avoid credit. If you have abused credit through excessive spending, you may think this is the right thing to do. You might also think that being debt free is important to lenders. Believe it or not, nothing could be further from the truth. A creditor wants to know how you handle your credit cards, loans and other debt. If you have no debt, a lender has no grounds on which to base their credit decision, in other words--- credit denied..
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Help for Bad Credit... Is Avoiding Credit the Answer?
After going through a tough financial time and you need help for bad credit, you might think its wise to avoid credit. If you have abused credit through excessive spending, you may think this is the right thing to do. You might also think that being debt free is important to lenders. Believe it or not, nothing could be further from the truth. A creditor wants to know how you handle your credit cards, loans and other debt. If you have no debt, a lender has no grounds on which to base their credit decision, in other words--- credit denied.
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Improve Your Credit Score in 10 Easy Steps
Are you ready to improve your credit score? Only 10% of Americans know their credit score. Are you in the 90%? If so, it is time for you to take action. Are you interested in saving some money? Did you know that knowing and managing your credit can save you money in the form of lower interest rates and even insurance rates. So if you want to improve your credit score, take these 10 steps to improved credit.
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