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ARTArticleSmall Business Taxes - How to Contact the IRS Without Breaking Into a SweatWe all love to criticize the IRS, don't we? It's easy to ridicule a huge organization of government bureaucrats who often seem to be Public Enemy #1.
Our negative attitude toward the IRS can lead to a strong desire to just ignore it altogether. But self-employed people who ignore the IRS do so at their own peril.
So when it comes to providing free information about taxes, let's not throw the baby out with the bath water. The IRS does provide some excellent resources to help us make the best of a potentially bad situation.ARTArticleSmall Business Taxes - How to Get an Employer Identification Number (EIN)Do you need an Employer Identification Number (EIN) for your small business? You may be required to get an EIN for any number of reasons, such as:
1. Hiring employees
2. Forming a corporation
3. Forming a partnership
4. Buying a business
5. Starting a retirement plan
6. Filing excise tax returns
7. Opening a business bank account
There are four ways to get an EIN.
1. Apply online.ARTArticleSmall Business Taxes - How to Pay the Right Amount of Quarterly Estimated TaxDo you have trouble calculating quarterly estimated tax payments? Here are some helpful tips to make the process much easier and less stressful.
If you're newly self-employed and unfamiliar with the IRS' estimated tax payment schedule, here are the due dates for the Year 2009 quarterly estimated tax payments (made via Form 1040-ES):
QTR 1: April 15, 2009
QTR 2: June 15, 2009
QTR 3: September 15, 2009
QTR 4: January 15, 2010ARTArticleSmall Business Taxes - How to Turn Bookkeeping Boredom Into a $175 Per Hour PaydayFor most small business owners and self-employed people, bookkeeping is about as much fun as a root canal. But like it or not, it must be done, otherwise you'll end up overpaying your taxes big time.
Perhaps this article will help you see this tedious task in a new light. Follow along with me and let's turn your bookkeeping nightmare into the best paying part-time job you ever had.
First, a question:
How much money do you make right now -- per hour -- at your "regular" daytime job or in your business?ARTArticleSmall Business Taxes - New Law Turns Tax Loophole Into a CraterTired of dealing with those complex depreciation rules? Thanks to recent tax law changes, here's how to avoid them completely while benefiting from a lucrative small business tax break that not only puts money in your pocket, but also makes the filing of your income tax return much simpler.
If you are a Small Business Owner or Self-Employed Person, this is one tax break you must know and use.ARTArticleSmall Business Taxes - What Are Quarterly Estimated Tax Payments and Why Must You Pay Them?If you are a sole proprietor, a self-employed person or an independent contractor, you are faced with the probability of making federal quarterly estimated tax payments.
These are called "quarterly" payments, but don't that word fool you. In typically confusing IRS jargon, here are the due dates:
1st Quarter payment is due April 15. (So far, so good. The first quarter corresponds with the calendar quarter.)
2nd Quarter payment is due June 15. (Confused? You should be, because the 2nd quarter, for purposes of these estimated tax payments, is only 2 months long - April and May.)ARTArticleSmall Business Taxes - What Happens If You Don't Make Quarterly Estimated Tax Payments?How about a quick multiple-choice question on the world's most complicated subject: taxes.
Here's the question: As a sole proprietor or self-employed person, what will the IRS do to you if you don't make federal quarterly estimated tax payments?
Here's the possible answers:
a. Carry you off to prison
b. Fifty lashes with a wet noodle
c. Nothing
d. Assess a penalty
Depending on your particular tax situation, the correct answer is either "c" or "d".ARTArticleSmall Business Taxes - What is Self-Employment Tax and Why Must You Pay It?If you are new to the world of self-employment, it's time for you to meet an old nemesis known as Self-employment tax.
Self-employment (SE) tax is the sole proprietor's version of the social security and Medicare tax paid by employees.
In case you didn't realize it, in 2008 employees were required to pay 6.2% social security tax on the first $102,000 of wages or salary. In 2009, the amount subject to social security tax increases to $106,800. And they were also required to pay 1.45% Medicare tax on all their wages or salary, regardless of the amount.ARTArticleSmall Business Taxes - What is the #1 Reason You Pay Too Much Tax?What is the Number One reason you pay too much tax? Let's brainstorm. We all pay too much tax because:
1) Our elected politicians created the complicated and convoluted monster known as the U.S. Tax Code, and this monster takes our money away.
2) Public Enemy #1 (The IRS) takes our money away.
3) Tax preparers are too busy preparing tax returns to help us take advantage of all the complicated and convoluted tax loopholes, leaving us to fight a losing battle against The Monster and its evil watchdog, the IRS.
What do you think? Are we on the right track?ARTArticleSmall Business Taxes - What is Your Biggest Obstacle to Paying Less Tax?Before I tell you the biggest obstacle to small business tax reduction, let me tell you a story. One foggy night the captain of a large ship saw what appeared to be another ship's lights approaching in the distance. The two were on a course that would mean a certain head-on collision.
So quickly the captain signaled to the approaching vessel, "Change your course ten degrees west." The reply came, blinking back through the thickening fog, "You change your course ten degrees east."ARTArticleSmall Email List Marketing TacticAlright, now I know a lot of you are just starting out, and do not have much of an email marketing list, maybe few hundred, or just a few dozen, and you thinking, god I’m never going to make any money till I get at least five thousand on my list. Not True! Believe me I used to think that as well. Until I hooked onto an easy, and free way to find out exactly what my email list wanted from me. I’m talking about having a survey conducted on your email list. Now you might be saying, survey, okay great. What exactly do you mean and why would I want to do it?ARTArticleSolving Problems at the Root CausePeople have problems; they’re a reality of living life. However, most people are trying to solve problems at the level of the symptom, while the disease goes untreated. I’m going to tell you how to determine if the action you take is only solving the symptom while the root-cause is left untreated and left to manifest more problems again in the future.ARTArticleSpeak Your Client's Language and Keep Your Pipeline FullIf you want to pump up your profits, you have to get clear about exactly what you are offering your customers and offer it to them in a way that is compelling and interesting. The best way to do this is to position yourself as a problem solver for your ideal prospects. If you can solve problems for your clients, you're going to increase your visibility and keep your pipeline full.ARTArticleSpeculate Like the SpiderBe there an organism that symbolizes a good speculator, it has to be the spider. Are you familiar with its method of foraging? Instead of moving around to hunt, it simply builds up a web to let its prey automatically fall into it. It is the same in trading, for whereas the amateur assumes a trade with uncertainty, the professional sets up a trading system and let the trades stumble across him.
Systematic TradingARTArticleStep-by-Step Social Media for Smart EntrepreneursIt isn’t rocket science, but for a lot of service professionals, a simple step-by-step social media plan seems difficult to create.
Yet, developing one takes all the intimidation and guess work out of using this popular tool for business marketing. If you’ve been holding off on using social media to market your services, then you’ll be especially interested in today’s article. Implement the following five steps and get ready to watch your business grow like never before.
Step One: Understand the GameARTArticleStop Being Overwhelmed and Start MarketingFeeling overwhelmed with marketing your business? We've all been there at one time or another. But you don't have to stay there! Being in a constant state of overwhelm is a choice. It's a choice one makes partially as a result of a limiting belief that being successful in business is hard and can't be done with grace and ease. It's also partially a result of poor time management and disorganization. Whatever may be contributing to your overwhelm, let's get you out of there!ARTArticleSummer Tax Savings - 4 Reasons to Donate Your Stuff Instead of Having a Yard SaleThe purpose of this article is to persuade you to not have a yard sale this year. Instead of holding a garage sale, why not give all your stuff to a charitable organization? I can think of at least four reasons to adopt this motto: Be charitable not profitable!
Reason #1: You'll save time. When you add up all the hours you'll spend organizing, hosting, and cleaning up after, you are likely to spend 20-30 hours doing a yard sale. Compare that to the time it will take you to load up your stuff and take it to the nearest Goodwill Industries or Salvation Army. 'Nuff said?ARTArticleSummer Tax Savings - How to Get a Tax Deduction For Donating Used ItemsThe purpose of this article is to help you prepare Form 8283, Non-cash Charitable Contributions. The rules for reporting charitable contributions on your tax return are a bit tricky, so take your time as you read on. We'll start with some of the basics on how to report what are known as non-cash charitable contributions on your federal personal income tax return.
1. You must itemize deductions on Schedule A in order to get a deduction for donating used items. So if you don't itemize, you don't get a deduction. So sorry to give you the bad news, but it's best that you find that out now.ARTArticleSummer Tax Savings - How to Properly Document Your Non-Cash Charitable ContributionsIf you want to donate your old stuff instead of having a yard sale, you must make sure that what you want to donate can actually be deducted on your tax return. How do you know? Here's a simple rule to follow: If you're unsure whether your item qualifies for a tax deduction, then consider this - if you would give it to a relative or friend, then the item is most likely in good condition and is appropriate to donate.
The official wording from the IRS is this: clothing and household goods must be in "good used condition" or better in order to qualify for a deduction.ARTArticleSummer Tax Savings - Recordkeeping Requirements For Noncash Charitable DonationsThe IRS does mandate the recordkeeping requirements for non-cash charitable contributions. The purpose of this article is to help you understand what those requirements are, so you can take a deduction for donating "old stuff" to charity, without any fear of an IRS audit.
Generally speaking, you must keep a written record of the following information for each gift:
1. Name of charitable organization
2. Date
3. Place
4. Description
5. Fair market value
6. Method of determining fair market value
7. Original costARTArticleSummer Tax Savings - Why Having a Yard Sale May Be a Bad IdeaAre you planning to have a yard sale this year? If so, this article is for you. Read on to find out whether holding a yard sale is the best way to spend your time. Perhaps there is a better way to get rid of your old belongings while saving time and money.ARTArticleTaking Money OnlineMerchant websites that promote their products by clever use of keywords and understand how to make money with Google also need to have the facility for securely taking money online.
The simplest route to taking money online is to sign up with one of the major payment providers such as Paypal, Cardsave or Worldpay. For your customers, payment providers are often regarded as the securest way to paying for items online as they are world renowned whereas a merchant’s website may be unknown.ARTArticleTax Preparation Services - How to Get a Copy of Your Income Tax Return From the IRS for FreeTaxpayers often need a copy of a previously filed tax return for any number of reasons. Perhaps you are applying for a mortgage loan or you'd like to amend a return. What do you do if you can't find your copy? The article will explain the options for this often overlooked tax preparation service.
Option 1 - Get a written transcript of the return for free.rARTArticleTax Preparation Services - Why You Want and Need An Experienced Tax PreparerFinding a good tax preparer can be a challenge. When it comes to credentials, there is no substitute for years of experience. Here's a story that will help communicate the importance of hiring an experienced tax preparation service rather than a novice.
My father recently had heart surgery. My mother and I were sitting anxiously in the waiting room before the operation when the doctor came in to speak with us briefly. We exchanged pleasantries and then I asked him, "How many times have you done this particular type of procedure?" He smiled and said, "Thousands of times."ARTArticleTax Preparation: What Happens If You Don't File a Personal Income Tax Return by October 15?Most U.S. taxpayers file their personal income tax by April 15. But many take advantage of the automatic 6-month extension by filing Form 4868, which gives you until October 15 to file.
What happens in you don't file your return by the extended due date? Here are the possible consequences.
Scenario 1: Balance due return.
If you have a balance due, you will pay late payment penalties and interest charges for filing and/or paying your tax return late. Here's how that works.ARTArticleThanks to Adult Moist Wipes & Washcloths, Life's No sweat - One Wipe, Many UsesOne of the most useful products to enter the markets are adult washcloths. There are literally thousands of assorted uses for this product. Young or old you will pronounce these to be one of the handiest items to have in the home. This invention is significantly healthier for frequent use than the cotton flannel that was used in our mother's generation. As of now these new wipes & washcloths are used in lots of ways and they are cleaner as well as healthier for people.ARTArticleThe Benefits of Search Engine OptimisationBirmingham is one of the leading metropolitans in London and its business district is doing quite well as time passes. Along with the businesses’ ongoing success, more entrepreneurs and even the beginners in the field, are venturing out into online marketing. It’s a great way to expand business in terms of the internet’s advantageous features. However, when it comes to starting up an online business, you need to make prior investments as well. It’s not a smooth sailing trip at first, but with the success it brings afterwards, you and your business will feel like paradise.ARTArticleThe Biggest Mistake in Your Marketing PlanTo market your business and to do it effectively, you need a marketing plan. Trying to just jump in and implement strategies as they come might seem like a carefree way to handle your marketing, but doing so will never create highly profitable results in your business.ARTArticleThe CANSLIM Investing Strategy – A Practical GuideCANSLIM is an investment strategy developed by investing expert William O’Neil. Each letter in the acronym “CANSLIM” represents an important element of stocks selection, which could be measured by quantifiable variables in an investment decision. The content below is intended as a cheat sheet of the CANSLIM strategy, which includes all the essential formulae that you can put into use immediately.
The acronym CANSLIM actually represents:ARTArticleThe Cornerstone Investing SystemThe Cornerstone investing system is a simple investing approach developed by fund manager James O’Shaughnessy. His book What Works on Wall Street, which first publicized the Cornerstone system in 1996, soon became a bestseller and is since then updated several times because of the amazing simplicity of the Cornerstone system, as well as the robust returns it generates.