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ARTArticleLeverage: The Most Powerful But Misunderstood Financial and Social Connectivity ToolThe old saying if we want to marry a devout Christian girl, we must first convince or negotiate with the father, hence social leverage at work. In the business and financial world leverage is the utilization of restricted or restrained resources that are linked to a much broader resource base with a goal of enhancing returns to equity set forth. Most, when looking at capitalizing on an opportunity or investment only focus on the "visible" and tangible resource or asset.ARTArticleLife After High SchoolAs we enter our teenage years, we often begin to contemplate what it is that we are going to do when we graduate from high school. Unfortunately, many of us are lacking in direction during that time and we may not have any idea what we want to do as the big day approaches. In reality, however, there are very few choices that need to be made and as long as you can make one big decision, that is generally enough to help start you in life. You can then begin to mold your life around that decision and even change the way that you are living your life as it continues.ARTArticleLinkedIn Strategies for Business SuccessSocial media is more than just being social. Social networking sites are excellent resources to achieving business success. Once looked upon as a place for job seekers, LinkedIn has gained a positive reputation for helping businesses gain clients. The popular social media marketing site is an excellent tool as it is business focused, provides the opportunity to connect with millions of people and allows its users to join groups and take part in conversations that interest them.ARTArticleLive a Frugal Life to Gain Financial FreedomFrugality is a way of living and a great strategy to achieving financial freedom. It does not necessarily mean that you have to make do with scrimping on all aspects of your spending life. It is not simply cutting down the cost of all items. Living a frugal life is a process that starts with acceptance of your current financial situation and that you have to make some necessary changes to achieve financial freedom.ARTArticleLive Life to the Fullest – The Importance of Self GrowthLife can quickly go from steady and predictable to fast-paced and stressed in a matter of minutes. As our life evolves, so must we! Whether it is your personal life or work life, self growth and self improvement is an important route to helping you deal with the stress of change and instead ...ARTArticleLive The Good Life on Zero Cash: My Love Affair With BarterOne of my favorite ways to save cash for my personal life and business is through barter. It started back in 1994 when I was an intern at a record label in the marketing department. I learned early on that it was about who you knew and I made every little intern errand a networking excursion. Delivering interoffice mail, getting someone’s lunch, running some lowly gopher errand … that was all okay with me, because I was reaping the benefits of amazing connections and of course the free music and tickets to concerts didn’t hurt either.ARTArticleLive the Good Life on Zero Cash: Tapped Into Your Buried TreasuresIt’s about time you tapped into your buried treasures, don’t ya think? I tell my clients all the time, that your list is GOLD. After years of networking and cultivating my contacts, I’ve been able to build a nice sized mailing list. I developed my own event and women’s network and although I didn’t know it at the time…it was the start of something big.ARTArticleLiving Well and Saving Money on a Tight BudgetSaving money while on a tight budget may seem like an impossible task, but there are many opportunities to save money without making unreasonable sacrifices. The first step is to analyze household spending habits. Knowing how the money is spent will provide valuable insights into where to make effective changes. The savings will add up quickly and can go into a rainy day fund or a retirement account.ARTArticleLooking for an Internet Marketing Strategy That Gets Results?In the last 4 ½ years, I have found two common obstacles that small business owners face when looking to develop an effective internet marketing strategy. The first is lack of time to devote to developing a plan. The second is the lack of skill necessary to put a real strategy together that produces more targeted traffic to the website and conversions of website visitors into buyers. They may be implementing numbers of things, but there's no connectedness to all of the individual pieces.ARTArticleLowering Organizational Boundaries to Improve Communication and CollaborationSummarynA regional professional services firm was struggling with some of the less positive aspects of rapid business growth. The desire to maintain a “small family firm culture vs. a territorial corporate culture, generational obstacles,, and high turnover were combining to chip away at the ...ARTArticleMake Sure Debt Consolidation Will Work: It’s All Up To You!Debt consolidation is a proven effective debt solution for some consumers. The program itself is effective - but only if you learn your lesson. When you opt for a debt consolidation program or loan, your debts will be combined into one through a single payment program. That can mean you have enlisted the help of a third party company (debt management/credit counseling agency) where you will send all your payments and they will distribute it for you. It can also mean you have taken out a big loan so you can pay off your other debts and concentrate on paying off this single debt.ARTArticleMaking Smart Career ChoicesOne of the more difficult things that you are going to face in life is the time when you must decide what you are going to do for the rest of your life. This is something that generally gets decided when you are in high school and you are facing the time when you're going to need to enter into the workforce and start making money for yourself, and eventually, for the rest of your family. Some of the choices that you have opened to you are to enter directly into the workforce, trying to get the training that you need on the job, or you can attend college to get the training that you need.ARTArticleMaking The Most From TutoringAs a parent, all of us are interested in making sure that our children have the best opportunities that are available to them. We try to send them to a school that is going to work in that direction but there are going to be times when additional help is needed. That is why many parents turn to tutoring, which will provide the additional assistance that is needed so that your child can get a better education.ARTArticleManagerial Excellence: Three Reasons for Studying Organizational BehaviorWhat is the best way to manage an organization? Scientific management, training groups, wellness programs, and organizational culture are only small part of the many managerial approaches managers have tried to implement in order to make more effective the workings of companies. Where does a manager begin to implement all these concepts and ideas? Probably the best place is with an understanding of the principles of organizational behavior. Practical ApplicationsARTArticleMeasuring the effectiveness of Pay Per ClickMeasuring the effectiveness of Pay Per Click Pay per click advertising is fantastic, up to a point. You can save thousands of $$$ by reading this article. Visit our website to get a free PPC calculator. Part of my job as marketing manager is to generate as many sales leads as possible, at least so I thought. I once ran a magazine advert that cost $2200, and I got back one solitary sales lead - that sales lead cost me $2200, boy was I mad. When I confided with my boss at the time, he asked me, - what do your other sales leads cost?ARTArticleMedicare Basics: Things You Need To KnowSigned into law to provide health and economic security for seniors in 1965, Medicare is an important source of health insurance coverage for 45 million people. Today, about 97% of older American have health insurance through Medicare.ARTArticleMore Valuable tha Silver or Platinum: Choosing Gold as an Alte ative Investment OptionIn the face of current stock market woes, many investors are looking into alte ative investments in an attempt to diversify and safeguard their portfolios. One of the best alte ative investment options available today involves putting money into physical commodities, the most valuable of ...ARTArticleMust-Have Habits While in a Debt Relief ProgramApplying for a debt relief program is a great way to start heading towards a debt free life. However, that is only half the battle. You will encounter a lot of realizations as you go deeper into your debt relief efforts. Most of these will involve changing a few habits that will get you out of debt faster and keep you from acquiring more debts.ARTArticleNavigating the 4 Stages of TransitionAny transition serious enough to alter your definition of self will require not just small adjustments in your way of living and thinking but a full-on metamorphosis. - Martha Beck Not too long ago, I made one of the most important decisions in my life. The promise to leave corporate America ...ARTArticleNeed a New Idea? Try Changing Your PerspectiveOne definition of creativity states that creative people look at the same thing everyone else does, yet they see something no one else does. But even creative people (which includes all of you, of course) can run into roadblocks every now and then. Sometimes it's not possible to see something different. Sometimes you've just been staring at a problem for so long it's now impossible to look at it in any other way. So what do you do in these situations? Why not try changing your perspective?ARTArticleNetworking Must Become Our Medium of Exchange for InformationYou do not have to look far to receive negative propaganda for the day. The media has become a "playhouse of sensationalism" to keep America into the entitlement mode. We must WAKE UP and take back our right to Free Enterprise Networking.ARTArticleNiche and Target Market – what’s the difference?So first of all, let me address why you would even need to know the difference. Basically, it makes life a lot simpler when it comes to marketing your business. And simplicity is an excellent benefit in and of itself. The simpler you can keep your life and business, the better. In fact, I am going to keep this article very simple with the aim of my message being very clear. When you know who your target market is, and your own niche, you will be on the road to getting more clients, I’ll tell you how that works a little later on.ARTArticleOn Making a Debt Management Plan SuccessfulThere are many forms of debt relief and one of them involves making a debt management plan. Sometimes referred to as a DMP, it aims to aid consumers in paying off their credit obligations through a debt consolidation program. While the success of your debt relief effort depends on how you will implement that plan that you have created for yourself, that will begin with the plan itself. Set yourself up to succeed by making sure your roadmap is foolproof.ARTArticleOn Page SEO Tips - How to SEO your Website for Online SuccessSEO Friendly Web Design Creating a stunning looking website is not enough today because every business from grocery shop to 5 star hotels have websites, and everyone wants to spread their business and services worldwide. Here comes the necessity of SEO. SEO (Search engine optimization) is a practice of increasing your online presence in the SERPs (Search Engine Result Pages). Now SEO becomes a viable online approach for businesses of all sizes and shapes for a lot of customers and business. Doing things right from starting can 100% reap the benefits.ARTArticleOptions for Today's EconomyThere are two kinds of businesses in this kind of economy. There are those who sit on the sidelines and wait for the economy to turn and there are those who scramble to make the best of the situation. I interviewed a number of companies to determine: 1) what are the biggest issues facing them in the last three months and 2) what are they doing about those issues.ARTArticlePartial Customer SatisfactionCustomers want choice. For many businesses, an important aspect of keeping customers satisfied is giving them options to tailor the product or service to their liking. Recently I went to a pizza restaurant where you can customize your pizza by choosing from a list of many toppings. And the Chinese restaurant that I frequent is happy to substitute broccoli for mushrooms in my favorite chicken dish. When I order a Philly cheese steak for lunch, I ask for tomatoes to be added – no problem. The slogan for Outback Steakhouse puts it into simple terms: “No rules – Just right!”ARTArticlePersonal Money Management for WomenAs women start to be more aggressive in learning how to earn their own income, it is clear that they also have a responsibility in making sure that they know how to manage it. While we will not claim that men are the best in terms of money management, statistics show that women are not aggressive in saving towards retirement. There are a couple of things that we will discuss in this article to help women make better choices about their finances.ARTArticleProtect Yourself and Your Finances During This Economic StormIf you've been watching the news lately, you might have heard the media celebrating the fact that American job loss was lowest in April than it's been since October of last year. I caution all of you not to break open the champagne just yet, unfortunately. The stabilizing unemployment rate ...ARTArticlePurchasing Health Insurance: Basic Facts You Need To KnowWith the costs of medicines and hospitalization increasing, health care has become extremely expensive for most people to tolerate. As important as it is to buy health insurance, it is also important to save money, especially in these times of economic difficulties. The only way to save money and to get a good deal is by researching. Before committing to a specific health care insurance, one must study the variety of health plans that are being offered by conducting some online research.ARTArticleR.I.S.K - Real Intelligence Seeking KnowledgeWith the Financial and socioeconomic breakdown within our current paradigm in full force and effect, the masses are in a state of complete isolation and so many are afraid to take any sort of perceived financial R.I.S.K. This can lead to missed opportunities, a continued reliance on the old school Financial Planner or Broker and an overall sense that the markets are hopeless. We must understand that this is completely counter-intuitive to building a new network of friends and colleagues in order to uncover the hidden truths within our society that keep us shackled.

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