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ARTArticleHow To Honor Your Mind, Body and Soul“Nature often holds up a mirror so we can see more clearly the ongoing processes nof growth, renewal, and transformation in our lives.” - William Shakespeare
Extreme self-care begins with easing your mind, calming your body, and feeding your soul.
Ease Your Mind
Easing your mind involves ...ARTArticleHow to Make the Most Out of Your MoneyAfter every economic crisis, society becomes cautious of how they spend their money. As they slowly get out of the slump, they hold on to their finances for fear of a sudden downward spiral that will send them back to another financial crisis.ARTArticleHow to Manage Debt Payments When You Are Short in CashDebt is a frustrating situation to be in - especially when you can barely make ends meet and you still have to worry about paying your credit. At the back of your mind, you know that it is your responsibility to pay them off even if you have no money to do so.
So what do you do when you have no money yet you are burdened with debt?
The obvious answer, of course, is to grow your disposable income. This is the amount that is left after you have paid off the expenses for your basic necessities.ARTArticleHow To Minimize Debt Payment ObligationsBeing in debt puts you in a different level of financial restriction. You need to understand that you need to put as much amount into your debt payments as you possibly can. That could mean increasing your income or decreasing your expenses. The difference between the two will be your disposable income - which is what you use to finance your credit obligations.ARTArticleHow to Pick Up the Pieces After Debt SettlementDebt settlement is one of the debt relief options that will get you out of debt fast. It will take between 24 - 48 months to complete a program and after that, you will find yourself free from debt - or at least have a significant amount of that closed.
Everyone going through any form of debt relief would always look towards their debt free goal. It gives them the motivation and encouragement as the debts are paid off one by one. But what happens after you complete the program? What will you do once you finish a successful debt settlement program?ARTArticleHow to Plan Your Debt Reduction StrategyCreating a debt reduction strategy is not really difficult but it is important in ensuring debt relief success. Since the real challenge is in implementing your strategy, you have to set yourself up by making sure the plan you will create is doable and is the best way towards financial freedom.ARTArticleHow To Rebuild Your Life After DebtGetting out of debt is an ordeal that not everyone can actually complete. It is riddled with frustrating moments, strength draining efforts and a various temptations that can really put some stress into your debt relief program.
But if you stay true to the whole plan, you may just find yourself waking up one day without a single debt to your name. What a great feeling that would have been. Finding yourself out of debt is probably a dream come true and all you want to do at the moment is to sit back and relax for the rest of your life.ARTArticleHow to Start Saving for the Rainy DaySaving really goes a long way and it may sound like a cliche but it can save your life. Given the right situation, you will find that it can get you out of really tight spots or provide for you and your family in the event that you are unable to do so.
While the concept is not hard and it seems like a natural thing to do, saving is not really something that everyone can accomplish. This is because they lack in discipline. They are not committed to save up their extra funds and choose to spend that on often times unnecessary things instead.ARTArticleHow To Turn $12,000 Disability Savings into $40,000 in three years?Last November, I did a RDSP workshop for families with special needs. During the presentation, I illustrated an example of how contributions toward the Registered Disability Savings Plan could bring in huge benefits from the government. Many attendees were astonished after we went through the calculations together. Below is the example I recently read from an article on Advisor.ca, written by Carol Bezaire, the vice-president of tax and estate planning at Mackenzie Investments.ARTArticleHow to Use the Holidays to Grow Your IncomeThe holidays can easily be the most expensive time of the year for everyone. That’s the double edged sword of the gift giving season. As you expect to receive gifts, so are you expected to give tokens of appreciation to celebrate the Christmas season.
It is a given and accepted fact that our expenses double (or even triple) during the last few months of the year. However, you can actually take advantage of that to grow your income too!ARTArticleHow to Use the Snowball Method to Achieve a Debt Free LifeDebt relief options vary and your choice will depend on your financial capabilities. As effective as they all are, you need to understand that most of them are suited for people who are in a real financial crisis. There are consequences to your credit score and if you do not want that on your record, then you may want to look at alte
atives.ARTArticleHow to Write a Business PlanA well developed business plan will greatly improve your chances of success. When writing your business plan, touch on all aspects of your business. This will include type of business, marketing, advertising, budget, and sales projections. Include anything you can think of that will have a ...ARTArticleHow Virtual Assistants Can Help Non-Performing Notes Buyers Get Direct Access to Bank Asset ManagersNon-Performing Notes, What are they?
Non-Performing notes (NPNs) are accounts of borrowers which have been classified as distressed assets by banks. A perfect example is an overdue mortgage loan that is not producing income because the borrower no longer makes monthly payments. As a result of this, banks through their asset managers sell these notes in bulk to Note Buyers (NBs).
The hard to find Asset Managers
Most banks employ tons of gate-keepers that note buyers have to try really hard to get through to the right asset managers.ARTArticleHow Will You Benefit From Credit Score Monitoring?Did you know that monitoring your credit score can help you avoid financial problems in the future? In the same way that a temperature can help identify if you are sick or not, your credit score measures the health of your finances. So if you are in the process of repairing your financial health, you need to develop the habit of checking your credit score to make sure that you are on the right track.
Checking your score goes beyond being just a requirement when you are borrowing money. Here are 3 good reasons why this will benefit you.ARTArticleImportant Household Expenses Your Should Rethink This 2013The new year brings a chance to change something about our life. Why don’t we make sure that change is for the better? As the turn of the new year happens, it is just about time for us to rethink a lot of things about our lives. One of them are household expenses.ARTArticleIncrease Your Income Through These Online JobsOur economy has met a newfound ally in technology. Known as applied science, it has transformed a lot of industries making them realize their potential and our economy is one of them. WIth the latest advancements in technology, earning income online has been a staple topic with those that has found life’s struggles too much to bear. They have found new hope in realizing their dreams by being able to decently earn through hard work.ARTArticleInsights On The World Of TutoringAs a conce
ed parent, all of us want to ensure that our children are getting everything possible out of their education. We try to live in an area in which they have a good choice of schools and in some cases, we may even pay extra for private schooling. Something that you may want to consider, however, is the possibility of hiring tutors for your child. Not only can it help them to excel in their classes at school, it can give them that extra boost that they need in order to be confident in everything that they attempt to do.ARTArticleInsurance Tips and AdviceInsurance can be a big part of any budget, so it is important to do what you can to save money. Try these tips to save money.
Life Insurance
Term life insurance is one of the best ways to protect your family, but not everyone needs it. In fact, it might just make more sense to have a healthy savings account and skip life insurance. To figure out if you need life insurance, take a few minutes to think about what would happen to your loved ones in the event of your death.ARTArticleInternet Driven Commerce: The Unstoppable Force That is Driving America Back to Free EnterpriseA few short years ago we used to start our day by walking the dog or getting our coffee fix, now it is logging onto our networking magnet, the internet and checking our emails or waiting for the responses we put on to Craigslist or Facebook the past evening.ARTArticleIntroduction to Blog Designing for BeginnersI was wondering how to build my blog 2 years ago. I tried to create several blogs for trial and error. I experimented a lot of themes in blogger. I tried hard to tweak the default template by browsing for some helpful tutorials already available that time. Today is just the perfect time to write a journal about it for you as my valued readers. There are several SEO enthusiast out there who are not familiar about the basic of blog tweaking and designing.ARTArticleInvesting In JewelryYou have likely seen a lot of roadside signs lately which claimed to pay you top dollar for gold and your precious gemstones. It certainly is true that you can make a considerable amount of money when selling these items, but there are some things that need to be considered. In this article, we're going to focus on how to sell a diamond ring and to make sure that you are not only getting top dollar, but that you are not getting taken for a ride in the process.ARTArticleIs CMS Development the Best option for Business Enterprises?Open source CMS development allows business and websites to easily monitor, store and publish a wide variety of multiple content types. Content management system, if used along with cloud computing technique, can come out to be the best option for any IT business enterprise. Also, cloud computing is the buzz word in the tech industry and open source web technologies when combined with cloud computing gets you the best results.
Does open source CMS model lead to major success in business?ARTArticleIs There Such a Thing as Good Debts?Have you ever heard the phrase “good debt”? Is there such a thing?
If you ask anyone who had been in debt, there is no good debt. On that note, there is no bad debt either. What you have is a credit obligation that can turn for the worse depending on how you respond to it. Debt is just debt. More than anything, it is business. It is only cast in a bad light because people fail to manage their finances wisely. It results in their expenses becoming higher than their income. That gets them further into debt until such time that they are unable to keep up with their payments.ARTArticleIt all comes back to confidenceI define personal authenticity as knowing who you are and having to the courage to be it in all situations without fear or compromise.
This is not always easy.
In “Authentic - how to make a living by being yourself” I wrote about a “dysfunctionality epidemic” where all sorts of damaging and ...ARTArticleIt’s an Economic Recession! Have you called your VA Today?Whether or not we’re in an economic recession, a Virtual Assistant can prove to be an asset to business owners and solo entrepreneurs alike. By providing service on an as needed basis, a Virtual Assistant will save on the costs, time and valuable office space often associated with hiring onsite ...ARTArticleIt's Time to Kick Mediocrity to the CurbWe’ve become a nation of ‘tolerators’. We expect bad service. We tolerate poor corporate leadership. We barely question biased jou
alism. We buy mediocre products. We’ve grown immune to hype and overblown marketing messages. And it’s coming at a price. Our businesses are suffering. Our schools are struggling. Our spirits are sagging.
And if that got you mad—or even a little bit irritated—good! You’re exactly who I’m talking to. We need YOU to start leading the way out of this mess.ARTArticleKnowing the Real YouIn order for a Christian seeking their assignment (purpose) in life, the “WHO” they are must be received before the “WHY” they exist or “HOW” they can achieve can ever be touched on. The Body of Christ for the most part has forgotten who they are. We have an “identity crisis” as a people.
We really don’t believe what the word of God says about us because we are forming the opinions of ourselves based on what a Pastor, Priest, Elder, fellow Christian, parent or teacher has told us.ARTArticleLaunching Your Career With a Degree in Computer ScienceAlthough there are many career choices available to choose from, choosing a career in technology is always going to be in demand. It gives you the opportunity to work on breakthrough technology in computer science and, in most cases, to move around the country, as you will be able to find work in almost anywhere. Of course, there are a variety of different jobs that are available and you should consider the options that are open to you before making your decision. Here are some choices that are available to you which will help to make that decision a little easier to make.ARTArticleLaziness and Apathy are Customer Service KillersI write about amazing customer service experiences that I encounter so others can learn from them. And, bad customer experiences can be learning experiences as well – they are examples of what not to do. Two bad experiences recently highlighted the fact that some people refuse to be flexible because that’s not the easy way out. Such laziness is a customer service killer!ARTArticleLeadership and Keeping Your CustomersJeff was desperately trying to fix it this time. He knew the risks were incredibly high. If he didn’t handle this situation correctly it would mean the loss of one of his most valuable clients. He knew that he had to resolve this issue once and for all. The problem had happened before and this was his last chance to get it right.
Let me back up a little. Jeff is a Client Service Representative for a large financial institution. He’s been in this role for almost three years and has a reputation with his clients for being the go-to-guy when there is a problem.