Thomas Henske

CFP®,CTS, ChFC, CFS, CLU, CLTC

Free

TH

Thomas Henske Quick Facts

Main Areas
Financial Planning; Asset Management; Risk Management; Raising Money-Smart Kids
Career Focus
Partner; Speaker
Affiliation
Lenox Advisors; MDRT; NAIFA

Tom was a 2x All-American soccer player who played for the 3x National Champion University of Virginia Cavaliers. He graduated from Virginia with the University’s Distinguished Student Honor.

After leaving the world of soccer, Tom started his current career of financial planning with Cowan Financial Group. While there, he started his own company, Henske Advisors, which was acquired by National Financial Partners. He is now one of seven partners nationwide for Lenox Advisors, a wholly owned subsidiary of NFP.

Tom holds professional designations of:

  • Chartered Financial Consultant (ChFC)
  • Certified Life Underwriter (CLU)
  • Certified in Long Term Care (CLTC)
  • Certified Fund Specialist (CFS)
  • Certified Tax Specialist (CTS)
  • CERTIFIED FINANCIAL PLANNER (CFP®)

With his clients and their conce s in mind, Tom developed a revolutionary effort, the Lenox Money-Smart KidsProgram. This age-based program provides resources, tools and information to foster independence, good judgment and responsible financial habits in children. The program focuses on values, helping to instill in children a sense that having money is not a right, but a privilege.

The program has struck a nerve both locally and nationally and as such Tom is frequently invited to speak with the media and at events. In fact, Dow Jones is so enthused about Money-Smart Kids, it allows Lenox to provide The Wall Street journal Classroom Edition to clients. It is the first and only exception to Dow Jones’s classroom-only distribution policy to date.

Besides working with individual clients on their financial planning needs, Tom has a vast and varied series of responsibilities, including:

  • Overseeing Lenox’s marketing vision.
  • Being a featured speaker at The Million Dollar Round Table (MDRT) and named to their International Financial Literacy Committee.
  • Acting as a faculty member of the estate planning division of Lawline.com where a number of his videos can be found.
  • Sitting on the board for InvestmentNews Magazine.
  • Contributing to Bottom Line Personal on their Panel of Experts for Financial Planning.

Tom recently completed a book, entitled “From Me to We,” in which he details the practice management success of Lenox.

He is active in the Westport Community writing a bi-weekly column for The Westport News called “Money Smart Kids” and is the assistant soccer coach for the Staples High School Boys Varsity Soccer Program.

Califo ia Insurance License: 0D91781

Free Articles & Book Excerpts

http://www.lenoxadvisors.com/new/lenadvinc/MSK%20-%20Stamford%20Advocate%20article%20012506.pdf

http://www.investmentadvisor.com/article.php?article=8470

http://www.lenoxadvisors.com/new/lenadvinc/content.asp?contentID=2016749598

http://www.selfgrowth.com/articles/Money-Smart_Kids_Greed.html

http://www.selfgrowth.com/articles/Money-Smart_Kids_Drip_Drip_Drip.html

http://www.selfgrowth.com/articles/Money-Smart_Kids_Allowance.html

http://www.selfgrowth.com/articles/Money-Smart_Kids_Wants_vs_Needs.html

http://www.selfgrowth.com/articles/Money-Smart_Kids_-_Budgeting_Tips.html

http://www.selfgrowth.com/articles/Top_10_Allowance_Tips.html

http://www.selfgrowth.com/articles/Discussing_the_Financial_Crisis_with_Your_Children.html

http://www.lenoxadvisors.com/download/file/379

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http://www.lenoxadvisors.com/new/lenadvinc/Minute190.pdf

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http://www.lenoxadvisors.com/download/file/355

http://www.lenoxadvisors.com/download/file/354

http://www.stamfordadvocate.com/default/article/Tough-love-may-be-needed-in-grads-job-hunt-379523.php#page-1

http://www.lenoxadvisors.com/new/lenadvinc/INNM0510_GenToGen.pdf?advisorid=331000

http://www.westport-news.com/default/article/Money-Smart-Kids-319630.php

http://www.westport-news.com/default/article/Money-Smart-Kids-Tom-Henske-337721.php

http://www.westport-news.com/default/article/Money-Smart-Kids-Tom-Henske-358530.php

http://www.westport-news.com/default/article/Money-Smart-Kids-Missed-opportunity-491939.php

http://www.westport-news.com/default/article/Money-Smart-Kids-Daddy-everyone-in-Westport-511045.php

http://www.westport-news.com/default/article/Money-Smart-Kids-Summer-job-season-525291.php

http://www.westport-news.com/default/article/Money-Smart-Kids-No-money-for-money-education-541865.php

http://www.westport-news.com/business/article/Money-Smart-Kids-Financial-football-576070.php

Thomas Henske Audio & Video Programs

http://www.lenoxadvisors.com/page/literacy-and-children

http://www.lenoxadvisors.com/page/tom-henske-financial-literacy

http://www.lenoxadvisors.com/download/272/1479/2266

http://www.lenoxadvisors.com/page/drip

http://www.lenoxadvisors.com/page/greed

http://www.lenoxadvisors.com/page/kids-financial-crisis

http://www.lenoxadvisors.com/page/delayed-gratification

http://www.lenoxadvisors.com/page/14

http://http.dvlabs.com/mvision/2009/05/18/LAD008/RwtjONV3eqKNYLQyps5bKCAtYFDPGzxf.wmv

http://www.lenoxadvisors.com/page/the-family-team

http://www.lenoxadvisors.com/page/giving-more-than-gifts

http://www.lenoxadvisors.com/page/teach-financial-literacy

http://www.lenoxadvisors.com/page/children-learn-quickly

http://www.lenoxadvisors.com/page/family-gove ance

http://www.lenoxadvisors.com/page/financial-literacy

http://www.lenoxadvisors.com/page/philanthropic-heart

http://www.lenoxadvisors.com/page/educational-gift

http://www.lenoxadvisors.com/page/financial-film-festival

http://www.lenoxadvisors.com/page/family-gove ance

Articles by this expert

SelfGrowth articles and saved writing connected to this expert.

29 total
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The second most common questio I’ve been getting over the last few weeks (after “When will the market hit bottom?”) is “How should we be talking to our children about this financial crisis?” While the natural feeling is to clam up and pretend your lives are business as usual, that strategy ...

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For those of you who know me personally, this seemingly settling for mediocrity in the title might have caught you by surprise. And while I am a huge fan of striving for greatness in everything one sets out to do, the reality is that often times such an attitude can get in the way of making progress. This is especially true when talking about financial literacy.

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In February 2000, I endeavored on buying my first home. I can remember the scary concept of taking out my first mortgage. The whole idea of owing someone money put a pit in my stomach. So owing someone money for 30 years was just mind-blowing for me. And so after I found what I was looking for, I went to my bank to secure a 30-year fixed mortgage at the interest rate of 8.5 percent. When interest rates began to drop, I refinanced that mortgage at 7.625 percent. Then a year later -- I was making a habit of this -- I got it to 6 percent.

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Yes, I said a few months ago that I don't like to use my article to vent ... but here I go again. I've just read one of the more myopic, small-minded, and frankly, ignorant articles on MarketWatch titled "Financial Literacy Is a Big, Fat, Wall Street Hoax" by MarketWatch writer Paul Farrell. His article can be read at: www.marketwatch.com/story/financial-literacy-is-a-big-fat-wall-street-hoax-2011-11-08 Nice try, Mr. Farrell, trying to jump on the "Occupy Wall Street" band wagon with this article. His effort is hugely unsuccessful.

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It's hard to believe it's February and my wife just reminded me that the kids' winter break starts Feb. 18. Tonight at dinner, we discussed going skiing for a few days as a family. I must admit it became difficult to enjoy dinner when I mentally started tallying up all the expenses that goes into even the shortest of trips. Here was the list went through my mind as we did our planning: Lift tickets Gas/flights Hotel rooms Equipment rental

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I'm lucky to have many readers who pass along articles they come across on financial literacy. I finally had some time to catch up on my reading and came across two very different articles that sparked my interest on the topic of what age we should start teaching our kids about money. They were polar-opposite opinions that said: According to "Financial Literacy? It's Elementary," by political writer Burwell Stark: "Forget financial illiteracy. I don't know of many kindergartners who are literate, period. Isn't that the age where they start the letters and how words are formed?"

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We live in a world where parents may give their children a weekly allowance of $20 and before they know it they’ve spent another $50 on their children’s Webkinz toys and other various forms of entertainment. While the $20 might be the right amount for their child, the extra hand-outs aren’t ...

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Whenever I talk with clients, prospects or friends about the Money-Smart Kids Program, I share our “drip, drip, drip” strategy for raising financially fit kids. “Remember, you are water; they are rock,” I say. “Do a little something often. Keep the subject of the financial apprenticeship front ...

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Chocolate hearts and Valentine messages soften the gray and cold of deep winter–opening up the heart in this icy season. This year, use winter’s little crack for the unexpected: Tackle greed. Greed reveals itself in a child’s reluctance to share, and adults’ willingness to risk all in the ...

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n“Daddy, Daddy, Daddy. I need to have the Millennium Falcon Star Wars Space Ship. Please, please, please. I really need it.” Taken literally, someone new to the planet would understand my son’s “need” as potentially life threatening if he were to go another hour without this space ship. As ...

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Our children seem to think that they should have everything that we (as parents) have, ignoring the fact that many our possessions have been accumulated over years. A need is something you have to have, something you cannot do without. Needs are things that we truly cannot be without. Examples ...

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Helping your children understand how to live on a budget at a young age can teach them valuable lessons for later on in life. You’d rather see your kids make small mistakes now than end up continuing to ask you for help to pay for things later on in their life. Here are a few suggestions for ...

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Contacting Thomas Henske

Thomas J. Henske, CFP®,CTS, ChFC, CFS, CLU, CLTC

212-536-8700

thenske@lenoxadvisors.com

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