Thomas Henske

CFP®,CTS, ChFC, CFS, CLU, CLTC

Free

TH

Thomas Henske Quick Facts

Main Areas
Financial Planning; Asset Management; Risk Management; Raising Money-Smart Kids
Career Focus
Partner; Speaker
Affiliation
Lenox Advisors; MDRT; NAIFA

Tom was a 2x All-American soccer player who played for the 3x National Champion University of Virginia Cavaliers. He graduated from Virginia with the University’s Distinguished Student Honor.

After leaving the world of soccer, Tom started his current career of financial planning with Cowan Financial Group. While there, he started his own company, Henske Advisors, which was acquired by National Financial Partners. He is now one of seven partners nationwide for Lenox Advisors, a wholly owned subsidiary of NFP.

Tom holds professional designations of:

  • Chartered Financial Consultant (ChFC)
  • Certified Life Underwriter (CLU)
  • Certified in Long Term Care (CLTC)
  • Certified Fund Specialist (CFS)
  • Certified Tax Specialist (CTS)
  • CERTIFIED FINANCIAL PLANNER (CFP®)

With his clients and their conce s in mind, Tom developed a revolutionary effort, the Lenox Money-Smart KidsProgram. This age-based program provides resources, tools and information to foster independence, good judgment and responsible financial habits in children. The program focuses on values, helping to instill in children a sense that having money is not a right, but a privilege.

The program has struck a nerve both locally and nationally and as such Tom is frequently invited to speak with the media and at events. In fact, Dow Jones is so enthused about Money-Smart Kids, it allows Lenox to provide The Wall Street journal Classroom Edition to clients. It is the first and only exception to Dow Jones’s classroom-only distribution policy to date.

Besides working with individual clients on their financial planning needs, Tom has a vast and varied series of responsibilities, including:

  • Overseeing Lenox’s marketing vision.
  • Being a featured speaker at The Million Dollar Round Table (MDRT) and named to their International Financial Literacy Committee.
  • Acting as a faculty member of the estate planning division of Lawline.com where a number of his videos can be found.
  • Sitting on the board for InvestmentNews Magazine.
  • Contributing to Bottom Line Personal on their Panel of Experts for Financial Planning.

Tom recently completed a book, entitled “From Me to We,” in which he details the practice management success of Lenox.

He is active in the Westport Community writing a bi-weekly column for The Westport News called “Money Smart Kids” and is the assistant soccer coach for the Staples High School Boys Varsity Soccer Program.

Califo ia Insurance License: 0D91781

Free Articles & Book Excerpts

http://www.lenoxadvisors.com/new/lenadvinc/MSK%20-%20Stamford%20Advocate%20article%20012506.pdf

http://www.investmentadvisor.com/article.php?article=8470

http://www.lenoxadvisors.com/new/lenadvinc/content.asp?contentID=2016749598

http://www.selfgrowth.com/articles/Money-Smart_Kids_Greed.html

http://www.selfgrowth.com/articles/Money-Smart_Kids_Drip_Drip_Drip.html

http://www.selfgrowth.com/articles/Money-Smart_Kids_Allowance.html

http://www.selfgrowth.com/articles/Money-Smart_Kids_Wants_vs_Needs.html

http://www.selfgrowth.com/articles/Money-Smart_Kids_-_Budgeting_Tips.html

http://www.selfgrowth.com/articles/Top_10_Allowance_Tips.html

http://www.selfgrowth.com/articles/Discussing_the_Financial_Crisis_with_Your_Children.html

http://www.lenoxadvisors.com/download/file/379

http://www.lenoxadvisors.com/download/file/376

http://www.lenoxadvisors.com/download/file/378

http://www.lenoxadvisors.com/download/file/377

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http://www.lenoxadvisors.com/new/lenadvinc/Minute190.pdf

http://www.lenoxadvisors.com/download/file/374

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http://www.lenoxadvisors.com/download/file/356

http://www.lenoxadvisors.com/download/file/355

http://www.lenoxadvisors.com/download/file/354

http://www.stamfordadvocate.com/default/article/Tough-love-may-be-needed-in-grads-job-hunt-379523.php#page-1

http://www.lenoxadvisors.com/new/lenadvinc/INNM0510_GenToGen.pdf?advisorid=331000

http://www.westport-news.com/default/article/Money-Smart-Kids-319630.php

http://www.westport-news.com/default/article/Money-Smart-Kids-Tom-Henske-337721.php

http://www.westport-news.com/default/article/Money-Smart-Kids-Tom-Henske-358530.php

http://www.westport-news.com/default/article/Money-Smart-Kids-Missed-opportunity-491939.php

http://www.westport-news.com/default/article/Money-Smart-Kids-Daddy-everyone-in-Westport-511045.php

http://www.westport-news.com/default/article/Money-Smart-Kids-Summer-job-season-525291.php

http://www.westport-news.com/default/article/Money-Smart-Kids-No-money-for-money-education-541865.php

http://www.westport-news.com/business/article/Money-Smart-Kids-Financial-football-576070.php

Thomas Henske Audio & Video Programs

http://www.lenoxadvisors.com/page/literacy-and-children

http://www.lenoxadvisors.com/page/tom-henske-financial-literacy

http://www.lenoxadvisors.com/download/272/1479/2266

http://www.lenoxadvisors.com/page/drip

http://www.lenoxadvisors.com/page/greed

http://www.lenoxadvisors.com/page/kids-financial-crisis

http://www.lenoxadvisors.com/page/delayed-gratification

http://www.lenoxadvisors.com/page/14

http://http.dvlabs.com/mvision/2009/05/18/LAD008/RwtjONV3eqKNYLQyps5bKCAtYFDPGzxf.wmv

http://www.lenoxadvisors.com/page/the-family-team

http://www.lenoxadvisors.com/page/giving-more-than-gifts

http://www.lenoxadvisors.com/page/teach-financial-literacy

http://www.lenoxadvisors.com/page/children-learn-quickly

http://www.lenoxadvisors.com/page/family-gove ance

http://www.lenoxadvisors.com/page/financial-literacy

http://www.lenoxadvisors.com/page/philanthropic-heart

http://www.lenoxadvisors.com/page/educational-gift

http://www.lenoxadvisors.com/page/financial-film-festival

http://www.lenoxadvisors.com/page/family-gove ance

Articles by this expert

SelfGrowth articles and saved writing connected to this expert.

29 total
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Article

Two of you are having a "respectful disagreement" (this is polite writer's speak for "argument") on a topic that we are going to let the Town of Westport be the judge and jury on. This decision will be binding on both parties. Is everyone ready? How do you feel about this one?

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I hope this personal story will inspire you to teach your children the value of good, personal service and the financial choices that go along with it. One evening at home I realized I needed to scan a document and e-mail it to one of my clients. Of course, I was having a problem with my scanner, so I decided to run off to a store (I'll omit the name to save them the embarrassment) to make a few photo copies, scan in the document and then e-mail it off to my client. Not a big deal, so off I went.

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Coming off our fun-filled winter break, I thought it might be time to plant the seeds of taking a "purpose vacation" for your family's next vacation break. I would imagine the last time I endeavored upon this subject you might have left asking yourself, "Do I really want to subject my family to one of these purpose vacations? Early to rise, late to bed, banging boards together all day in the hot sun with the goal of teaching my kids the value of helping others for seven days straight? Isn't there an easier way?"

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Last week many of our Westport parents were abuzz about getting their kids ready for, and to, summer camp. Some of the parents seemed giddy in excitement that they were getting a little vacation from the kids while others seemed lost in what they would do to fill the huge time gap. Don't laugh! There was at least one parent who was sad to see his or her child go.

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n“Daddy, Daddy, Daddy. I need to have the Millennium Falcon Star Wars Space Ship. Please, please, please. I really need it.” Taken literally, someone new to the planet would understand my son’s “need” as potentially life threatening if he were to go another hour without this space ship. As ...

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I was inspired by Dan Woog's article last week on keeping learning "relevant" for our kids. One thing that's fun and educational for our children to learn about is the companies they are exposed to on a daily basis in their own lives. I just returned from my son's baseball game and noticed a number of the kids wearing Nike cleats. That always makes me feel younger tha I actually am as I too wore Nike on occasion when I was his age.

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Chocolate hearts and Valentine messages soften the gray and cold of deep winter–opening up the heart in this icy season. This year, use winter’s little crack for the unexpected: Tackle greed. Greed reveals itself in a child’s reluctance to share, and adults’ willingness to risk all in the ...

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In February 2000, I endeavored on buying my first home. I can remember the scary concept of taking out my first mortgage. The whole idea of owing someone money put a pit in my stomach. So owing someone money for 30 years was just mind-blowing for me. And so after I found what I was looking for, I went to my bank to secure a 30-year fixed mortgage at the interest rate of 8.5 percent. When interest rates began to drop, I refinanced that mortgage at 7.625 percent. Then a year later -- I was making a habit of this -- I got it to 6 percent.

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Years ago, I learned from Jay Hughes' book "Family Wealth" the importance of having assets beyond financial capital. What Hughes called "human capital" I refer to this as the "Who You Know Assets" which often find themselves even more valuable than the assets you have in your bank account. This is an important lesson for us, as parents, to impart upon our children.

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A common thing we all do on the weekends is to try and get our families together. Typically, this is squeezed in between sporting events and either happens at a kid-friendly restaurant here in town or sometimes at each other's home. You know that gig.

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Whenever I talk with clients, prospects or friends about the Money-Smart Kids Program, I share our “drip, drip, drip” strategy for raising financially fit kids. “Remember, you are water; they are rock,” I say. “Do a little something often. Keep the subject of the financial apprenticeship front ...

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Money-Smart Kids™ Program An allowance is NOT an entitlement or a salary. It is a tool for teaching children how to manage money and budgeting. As with all financial literacy topics, the most important resource parents can give is their time. Here are my top 10 tips for starting an allowance ...

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Contacting Thomas Henske

Thomas J. Henske, CFP®,CTS, ChFC, CFS, CLU, CLTC

212-536-8700

thenske@lenoxadvisors.com

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