Thomas Henske
CFP®,CTS, ChFC, CFS, CLU, CLTC
Free
Thomas Henske Quick Facts
- Main Areas
- Financial Planning; Asset Management; Risk Management; Raising Money-Smart Kids
- Career Focus
- Partner; Speaker
- Affiliation
- Lenox Advisors; MDRT; NAIFA
Tom was a 2x All-American soccer player who played for the 3x National Champion University of Virginia Cavaliers. He graduated from Virginia with the University’s Distinguished Student Honor. After leaving the world of soccer, Tom started his current career of financial planning with Cowan Financial Group. While there, he started his own company, Henske Advisors, which was acquired by National Financial Partners. He is now one of seven partners nationwide for Lenox Advisors, a wholly owned subsidiary of NFP. Tom holds professional designations of: With his clients and their conce
s in mind, Tom developed a revolutionary effort, the Lenox Money-Smart Kids™ Program. This age-based program provides resources, tools and information to foster independence, good judgment and responsible financial habits in children. The program focuses on values, helping to instill in children a sense that having money is not a right, but a privilege. The program has struck a nerve both locally and nationally and as such Tom is frequently invited to speak with the media and at events. In fact, Dow Jones is so enthused about Money-Smart Kids, it allows Lenox to provide The Wall Street journal Classroom Edition to clients. It is the first and only exception to Dow Jones’s classroom-only distribution policy to date. Besides working with individual clients on their financial planning needs, Tom has a vast and varied series of responsibilities, including: Tom recently completed a book, entitled “From Me to We,” in which he details the practice management success of Lenox. He is active in the Westport Community writing a bi-weekly column for The Westport News called “Money Smart Kids” and is the assistant soccer coach for the Staples High School Boys Varsity Soccer Program.
Califo
ia Insurance License: 0D91781
Free Articles & Book Excerpts
Stamford Advocate: Wealthy Kids Get An Education In Spending
http://www.lenoxadvisors.com/new/lenadvinc/MSK%20-%20Stamford%20Advocate%20article%20012506.pdf
Investment Advisor: Kid Connection
http://www.investmentadvisor.com/article.php?article=8470
Money-Smart Kids Program Newsletter
http://www.lenoxadvisors.com/new/lenadvinc/content.asp?contentID=2016749598
Money-Smart Kids - Greed article
http://www.selfgrowth.com/articles/Money-Smart_Kids_Greed.html
Money-Smart Kids - Drip, Drip, Drip article
http://www.selfgrowth.com/articles/Money-Smart_Kids_Drip_Drip_Drip.html
Money-Smart Kids - Allowance article
http://www.selfgrowth.com/articles/Money-Smart_Kids_Allowance.html
Money-Smart Kids - Wants vs. Needs
http://www.selfgrowth.com/articles/Money-Smart_Kids_Wants_vs_Needs.html
Money-Smart Kids - Budgeting Tips
http://www.selfgrowth.com/articles/Money-Smart_Kids_-_Budgeting_Tips.html
Top 10 Allowance Tips
http://www.selfgrowth.com/articles/Top_10_Allowance_Tips.html
Discussing the Financial Crisis with Your Children
http://www.selfgrowth.com/articles/Discussing_the_Financial_Crisis_with_Your_Children.html
Westport News: Raising Money-Smart Kids
http://www.lenoxadvisors.com/download/file/379
Westport News: The Family Team
http://www.lenoxadvisors.com/download/file/376
Westport News: Giving More Than Gifts
http://www.lenoxadvisors.com/download/file/378
Westport News: Delayed Gratification
http://www.lenoxadvisors.com/download/file/377
Westport News: It's only $14
http://www.lenoxadvisors.com/download/file/375
MDRT Minute: The Money Constitution
http://www.lenoxadvisors.com/new/lenadvinc/Minute190.pdf
Westport News: Investing as a Tool to Teach Financial Literacy
http://www.lenoxadvisors.com/download/file/374
Westport News: The Philanthropic Heart
http://www.lenoxadvisors.com/download/file/373
Westport News: Children Learn Quickly
http://www.lenoxadvisors.com/download/file/372
Westport News: The educational gift of a lifetime
http://www.lenoxadvisors.com/download/file/371
Westport News: Family governance in the home
http://www.lenoxadvisors.com/download/file/370
Westport News: Take me out to the ballgame
http://www.lenoxadvisors.com/download/file/369
Westport News: A financial film festival
http://www.lenoxadvisors.com/download/file/368
Westport News: Financial literacy is a year-round job
http://www.lenoxadvisors.com/download/file/367
Westport News: Building trust and credit
http://www.lenoxadvisors.com/download/file/366
Westport News: Financial literacy rests under the pillow
http://www.lenoxadvisors.com/download/file/365
Westport News: Answer the call
http://www.lenoxadvisors.com/download/file/363
Westport News: Playing the right cards
http://www.lenoxadvisors.com/download/file/362
Westport News: Needs vs. wants
http://www.lenoxadvisors.com/download/file/361
Westport News: From clam shells to credit cards
http://www.lenoxadvisors.com/download/file/360
Westport News: Yes means no
http://www.lenoxadvisors.com/download/file/359
Westport News: Insight on the allowance
http://www.lenoxadvisors.com/download/file/358
Westport News: Paying respect to family tradition
http://www.lenoxadvisors.com/download/file/357
Westport News: Paying for Playing
http://www.lenoxadvisors.com/download/file/356
Westport News: A fresh look at a classic case
http://www.lenoxadvisors.com/download/file/355
Westport News: Priceless
http://www.lenoxadvisors.com/download/file/354
Stamford Advocate: 'Tough love' may be needed in grads' job hunt
http://www.stamfordadvocate.com/default/article/Tough-love-may-be-needed-in-grads-job-hunt-379523.php#page-1
InsuranceNewsNet Magazine: Preparing Families Through Values-Based Inheritance Planning
http://www.lenoxadvisors.com/new/lenadvinc/INNM0510_GenToGen.pdf?advisorid=331000
Westport News: Hotel Mom and Dad
http://www.westport-news.com/default/article/Money-Smart-Kids-319630.php
Westport News: Make the cookie crumble in your child's favor
http://www.westport-news.com/default/article/Money-Smart-Kids-Tom-Henske-337721.php
Westport News: Digital Disaster
http://www.westport-news.com/default/article/Money-Smart-Kids-Tom-Henske-358530.php
Westport News: Missed Opportunity
http://www.westport-news.com/default/article/Money-Smart-Kids-Missed-opportunity-491939.php
Westport News: The Pool Conversation
http://www.westport-news.com/default/article/Money-Smart-Kids-Daddy-everyone-in-Westport-511045.php
Westport News: Summer Jobs
http://www.westport-news.com/default/article/Money-Smart-Kids-Summer-job-season-525291.php
Westport News: No Money for Money Education
http://www.westport-news.com/default/article/Money-Smart-Kids-No-money-for-money-education-541865.php
Westport News: Financial Football
http://www.westport-news.com/business/article/Money-Smart-Kids-Financial-football-576070.php
Thomas Henske Audio & Video Programs
Fox Business: Financial Literacy and Children for Money-Smart Kids Program
http://www.lenoxadvisors.com/page/literacy-and-children
News 12 (CT.): Tom Henske on the Money-Smart Kids Program
http://www.lenoxadvisors.com/page/tom-henske-financial-literacy
Money-Smart Kids: Allowance Guidelines
http://www.lenoxadvisors.com/download/272/1479/2266
Money-Smart Kids: Drip, Drip, Drip
http://www.lenoxadvisors.com/page/drip
Money-Smart Kids: Greed
http://www.lenoxadvisors.com/page/greed
WABC-TV: Talking Your Children Through The Financial Crisis
http://www.lenoxadvisors.com/page/kids-financial-crisis
Money-Smart Kids: Delayed Gratification
http://www.lenoxadvisors.com/page/delayed-gratification
Money-Smart Kids: It's Only $14
http://www.lenoxadvisors.com/page/14
News 12 (CT.): Speaking to Kids About The Financial Crisis
http://http.dvlabs.com/mvision/2009/05/18/LAD008/RwtjONV3eqKNYLQyps5bKCAtYFDPGzxf.wmv
Money-Smart Kids: The Family Team
http://www.lenoxadvisors.com/page/the-family-team
Money-Smart Kids: Giving More Than Gifts
http://www.lenoxadvisors.com/page/giving-more-than-gifts
Money-Smart Kids: Investing as a tool to teach financial literacy
http://www.lenoxadvisors.com/page/teach-financial-literacy
Money-Smart Kids: Children learn quickly
http://www.lenoxadvisors.com/page/children-learn-quickly
Money-Smart Kids: Family governance
http://www.lenoxadvisors.com/page/family-gove ance
Money-Smart Kids: Financial literacy is a year round job
http://www.lenoxadvisors.com/page/financial-literacy
Money-Smart kids: The philanthropic heart
http://www.lenoxadvisors.com/page/philanthropic-heart
Money-Smart Kids: The educational gift of a lifetime
http://www.lenoxadvisors.com/page/educational-gift
Money-Smart Kids: Financial film festival
http://www.lenoxadvisors.com/page/financial-film-festival
Family Governance and Intergenerational Wealth Transfer – Tom Henske interviews Tom Rogerson, Senior Director of BNY Mellon Wealth Management
http://www.lenoxadvisors.com/page/family-gove ance
Articles by this expert
SelfGrowth articles and saved writing connected to this expert.
Article
Westport News: Kid and Poker- Two Sides of the Coin
Two of you are having a "respectful disagreement" (this is polite writer's speak for "argument") on a topic that we are going to let the Town of Westport be the judge and jury on. This decision will be binding on both parties. Is everyone ready? How do you feel about this one?
Recently added
Article
Westport News: Vote With Your Dollars
I hope this personal story will inspire you to teach your children the value of good, personal service and the financial choices that go along with it. One evening at home I realized I needed to scan a document and e-mail it to one of my clients. Of course, I was having a problem with my scanner, so I decided to run off to a store (I'll omit the name to save them the embarrassment) to make a few photo copies, scan in the document and then e-mail it off to my client. Not a big deal, so off I went.
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Article
Westport News: Try a 'purpose vacation' to teach altruism
Coming off our fun-filled winter break, I thought it might be time to plant the seeds of taking a "purpose vacation" for your family's next vacation break. I would imagine the last time I endeavored upon this subject you might have left asking yourself, "Do I really want to subject my family to one of these purpose vacations? Early to rise, late to bed, banging boards together all day in the hot sun with the goal of teaching my kids the value of helping others for seven days straight? Isn't there an easier way?"
Recently added
Article
Westport News: How About Financial literacy Camp?
Last week many of our Westport parents were abuzz about getting their kids ready for, and to, summer camp. Some of the parents seemed giddy in excitement that they were getting a little vacation from the kids while others seemed lost in what they would do to fill the huge time gap. Don't laugh! There was at least one parent who was sad to see his or her child go.
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Article
Money-Smart Kids: Wants vs. Needs
n“Daddy, Daddy, Daddy. I need to have the Millennium Falcon Star Wars Space Ship. Please, please, please. I really need it.” Taken literally, someone new to the planet would understand my son’s “need” as potentially life threatening if he were to go another hour without this space ship. As ...
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Article
Westport News: Just Do It
I was inspired by Dan Woog's article last week on keeping learning "relevant" for our kids. One thing that's fun and educational for our children to learn about is the companies they are exposed to on a daily basis in their own lives. I just returned from my son's baseball game and noticed a number of the kids wearing Nike cleats. That always makes me feel younger tha I actually am as I too wore Nike on occasion when I was his age.
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Article
Money-Smart Kids: Greed
Chocolate hearts and Valentine messages soften the gray and cold of deep winter–opening up the heart in this icy season. This year, use winter’s little crack for the unexpected: Tackle greed. Greed reveals itself in a child’s reluctance to share, and adults’ willingness to risk all in the ...
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Article
Westport News: Mortgage 101 for kids
In February 2000, I endeavored on buying my first home. I can remember the scary concept of taking out my first mortgage. The whole idea of owing someone money put a pit in my stomach. So owing someone money for 30 years was just mind-blowing for me. And so after I found what I was looking for, I went to my bank to secure a 30-year fixed mortgage at the interest rate of 8.5 percent. When interest rates began to drop, I refinanced that mortgage at 7.625 percent. Then a year later -- I was making a habit of this -- I got it to 6 percent.
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Article
Westport News: The Importance of Human Capital
Years ago, I learned from Jay Hughes' book "Family Wealth" the importance of having assets beyond financial capital. What Hughes called "human capital" I refer to this as the "Who You Know Assets" which often find themselves even more valuable than the assets you have in your bank account. This is an important lesson for us, as parents, to impart upon our children.
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Article
Westport News: Raising Money for Others
A common thing we all do on the weekends is to try and get our families together. Typically, this is squeezed in between sporting events and either happens at a kid-friendly restaurant here in town or sometimes at each other's home. You know that gig.
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Article
Money-Smart Kids: Drip, Drip, Drip
Whenever I talk with clients, prospects or friends about the Money-Smart Kids Program, I share our “drip, drip, drip” strategy for raising financially fit kids. “Remember, you are water; they are rock,” I say. “Do a little something often. Keep the subject of the financial apprenticeship front ...
Recently added
Article
Top 10 Allowance Tips
Money-Smart Kids™ Program An allowance is NOT an entitlement or a salary. It is a tool for teaching children how to manage money and budgeting. As with all financial literacy topics, the most important resource parents can give is their time. Here are my top 10 tips for starting an allowance ...
Recently added
Websites & resources
SelfGrowth-published websites, downloads, and contributor profile websites connected to this expert.
Website
Lawline.com Legal Tip of the Day: Looking Deeper tha Just the Money
Tom Henske comments on Lawline.com's Legal Tip of the Day
August 25, 2011
Website
Lenox Advisors, Inc.
Lenox Advisors is a wealth advisory firm focused on Wall Street Executives, Hedge Fund Managers and Business Owners. Individual and Corporate clients retain us to coordinate their financial lives or business, including values based planning with advice on how to raise money-smart kids.
February 25, 2008
Contacting Thomas Henske
How to get started
Please visit my website: www.lenoxadvisors.com; http://www.lenoxadvisors.com/new/lenadvinc/content.asp?contentid=2016429217